| ZIP Code | 40486 |
|---|---|
| City | Tyner |
| State | Kentucky (KY) |
| County | Jackson County |
| Area Code | 606 |
| Elevation | 1,235 ft |
| Latitude | 37.365328 |
|---|---|
| Longitude | -83.862799 |
| Timezone | New York (DST) |
| FIPS | 21109 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 35.7 yrs ↓ 8% since 2019 |
|---|---|
| Avg Household Size | 2.68 |
| Below Poverty | 12.7% ▲ 27% above avg |
| College Grads | 24.5% ▼ 37% below avg |
| Unemployment | 0.5% ▼ 89% below avg |
| No HS Diploma | 162 (9.7%) |
| HS Graduate | 623 (37.3%) |
| Some College | 249 (14.9%) |
| Associates | 229 (13.7%) |
| Bachelors | 167 (10%) |
| Graduate Degree | 242 (14.5%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $59,987 ▼ 21% below avg ↑ 22% since 2019 |
|---|---|
| Median Home Value | $121,900 ▼ 56% below avg ↑ 42% since 2019 |
| Home/Income Ratio | 2.0x (nat avg ~3.5x) |
| Total Units | 1,155 |
| Vacant Units | 120 |
| Avg HH Size | 2.68 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 1,155 |
|---|---|
| Vacant | 120 |
| Owner Occupied | 90.1% |
| Renter Occupied | 10.0% |
| Avg HH Size | 2.68 |
ZIP code 40486 is located in Tyner, Kentucky, within Jackson County. With a population of 2,774, this is a sparsely populated ZIP code with a relatively young community — the median age is 35.7 years. Economically, 40486 is a solidly middle-class ZIP code: the median household income of $59,987 is below the national average.
Real estate in ZIP code 40486 represents one of the more affordable housing markets in the country. The median home value of $121,900 is well below the national average. Homeownership is strong here — 90.1% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 42% since 2019.
The population of 40486 is primarily White (95.71%). Residents are less-educated — 24.5% hold a bachelor's degree or higher, which is below the national average. Poverty affects some residents at 12.7%. Household income has grown by 22% since 2019.
The unemployment rate in 40486 stands at 0.5%, which is well below the national average. As in most parts of the country, driving alone is the dominant commute mode at 87%.
Overall, ZIP code 40486 in Tyner, KY is characterized as solidly middle-class, less-educated, a relatively young community, and predominantly owner-occupied. With 2,774 residents, a median household income of $59,987, and a median home value of $121,900, it offers a clear picture of life in this part of Kentucky.