| ZIP Code | 40360 |
|---|---|
| City | Owingsville |
| State | Kentucky (KY) |
| County | Bath County |
| Area Code | 606 |
| Elevation | 865 ft |
| Latitude | 38.167285 |
|---|---|
| Longitude | -83.767744 |
| Timezone | New York (DST) |
| FIPS | 21011 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 43.5 yrs ↑ 22% since 2019 |
|---|---|
| Avg Household Size | 2.52 |
| Below Poverty | 21.2% ▲ 112% above avg |
| College Grads | 26.2% ▼ 32% below avg |
| Unemployment | 3.0% ▼ 38% below avg |
| No HS Diploma | 97 (2.2%) |
| HS Graduate | 1,682 (37.8%) |
| Some College | 908 (20.4%) |
| Associates | 598 (13.4%) |
| Bachelors | 338 (7.6%) |
| Graduate Degree | 829 (18.6%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $48,898 ▼ 36% below avg |
|---|---|
| Median Home Value | $108,500 ▼ 61% below avg ↑ 19% since 2019 |
| Home/Income Ratio | 2.2x (nat avg ~3.5x) |
| Median Rent | $586/mo ↓ 7% since 2019 |
| Total Units | 3,255 |
| Vacant Units | 483 |
| Avg HH Size | 2.52 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 3,255 |
|---|---|
| Vacant | 483 |
| Owner Occupied | 66.9% |
| Renter Occupied | 33.2% |
| Avg HH Size | 2.52 |
ZIP code 40360 is located in Owingsville, Kentucky, within Bath County. With a population of 7,071, this is a lightly populated ZIP code with a middle-aged community — the median age is 43.5 years. Economically, 40360 is a working-class ZIP code: the median household income of $48,898 is below the national average.
Real estate in ZIP code 40360 represents one of the more affordable housing markets in the country. The median home value of $108,500 is well below the national average. Renters can expect to pay around $586 per month in median rent. Homeownership is strong here — 66.9% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 19% since 2019.
The population of 40360 is primarily White (96.51%). Residents are moderately educated — 26.2% hold a bachelor's degree or higher, which is below the national average. Poverty affects a significant share of residents at 21.2%.
The unemployment rate in 40360 stands at 3.0%, which is below the national average. As in most parts of the country, driving alone is the dominant commute mode at 83%.
Overall, ZIP code 40360 in Owingsville, KY is characterized as working-class, moderately educated, a middle-aged community, and predominantly owner-occupied. With 7,071 residents, a median household income of $48,898, and a median home value of $108,500, it offers a clear picture of life in this part of Kentucky.