| ZIP Code | 40330 |
|---|---|
| City | Harrodsburg |
| State | Kentucky (KY) |
| County | Mercer County |
| Area Code | 859 |
| Elevation | 825 ft |
| Latitude | 37.787723 |
|---|---|
| Longitude | -84.888056 |
| Timezone | New York (DST) |
| FIPS | 21167 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 42.4 yrs ↓ 2% since 2019 |
|---|---|
| Avg Household Size | 2.45 |
| Below Poverty | 11.8% ▲ 18% above avg |
| College Grads | 35.8% ▼ 8% below avg |
| Unemployment | 3.3% ▼ 34% below avg |
| No HS Diploma | 117 (0.9%) |
| HS Graduate | 4,284 (31.9%) |
| Some College | 2,131 (15.9%) |
| Associates | 2,080 (15.5%) |
| Bachelors | 1,583 (11.8%) |
| Graduate Degree | 3,216 (24%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $61,804 ▼ 19% below avg ↑ 18% since 2019 |
|---|---|
| Median Home Value | $187,000 ▼ 33% below avg ↑ 33% since 2019 |
| Home/Income Ratio | 3.0x (nat avg ~3.5x) |
| Median Rent | $780/mo ↑ 25% since 2019 |
| Total Units | 9,559 |
| Vacant Units | 1,142 |
| Avg HH Size | 2.45 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 9,559 |
|---|---|
| Vacant | 1,142 |
| Owner Occupied | 76.8% |
| Renter Occupied | 23.2% |
| Avg HH Size | 2.45 |
ZIP code 40330 is located in Harrodsburg, Kentucky, within Mercer County. With a population of 20,805, this is a moderately populated ZIP code with a middle-aged community — the median age is 42.4 years. Economically, 40330 is a solidly middle-class ZIP code: the median household income of $61,804 is below the national average.
Real estate in ZIP code 40330 represents an affordable housing market. The median home value of $187,000 is below the national average. Renters can expect to pay around $780 per month in median rent. Homeownership is strong here — 76.8% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 33% since 2019.
The population of 40330 is primarily White (89.76%). Residents are moderately educated — 35.8% hold a bachelor's degree or higher, which is near the national average. Poverty affects some residents at 11.8%. Household income has grown by 18% since 2019.
The unemployment rate in 40330 stands at 3.3%, which is below the national average. As in most parts of the country, driving alone is the dominant commute mode at 80%.
Overall, ZIP code 40330 in Harrodsburg, KY is characterized as solidly middle-class, moderately educated, a middle-aged community, and predominantly owner-occupied. With 20,805 residents, a median household income of $61,804, and a median home value of $187,000, it offers a clear picture of life in this part of Kentucky.