| ZIP Code | 40324 |
|---|---|
| City | Georgetown |
| State | Kentucky (KY) |
| County | Scott County |
| Area Code | 502 |
| Elevation | 849 ft |
| Latitude | 38.245796 |
|---|---|
| Longitude | -84.550626 |
| Timezone | New York (DST) |
| FIPS | 21209 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 35.2 yrs |
|---|---|
| Avg Household Size | 2.61 |
| Below Poverty | 10.7% ≈ Avg |
| College Grads | 44.9% ▲ 16% above avg |
| Unemployment | 3.4% ▼ 31% below avg |
| No HS Diploma | 176 (0.6%) |
| HS Graduate | 7,721 (24.2%) |
| Some College | 4,599 (14.4%) |
| Associates | 5,115 (16%) |
| Bachelors | 3,346 (10.5%) |
| Graduate Degree | 10,974 (34.4%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $83,012 ▲ 9% above avg ↑ 18% since 2019 |
|---|---|
| Median Home Value | $262,700 ≈ Avg ↑ 41% since 2019 |
| Home/Income Ratio | 3.2x (nat avg ~3.5x) |
| Median Rent | $1,188/mo ↑ 31% since 2019 |
| Total Units | 20,570 |
| Vacant Units | 1,046 |
| Avg HH Size | 2.61 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 20,570 |
|---|---|
| Vacant | 1,046 |
| Owner Occupied | 69.7% |
| Renter Occupied | 30.3% |
| Avg HH Size | 2.61 |
ZIP code 40324 is located in Georgetown, Kentucky, within Scott County. With a population of 52,173, this is a highly populated ZIP code with a relatively young community — the median age is 35.2 years. Economically, 40324 is a middle-income ZIP code: the median household income of $83,012 is near the national average.
Real estate in ZIP code 40324 represents a mid-range housing market. The median home value of $262,700 is near the national average. Renters can expect to pay around $1,188 per month in median rent. Homeownership is strong here — 69.7% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 41% since 2019.
The population of 40324 is primarily White (83.46%). Residents are well-educated — 44.9% hold a bachelor's degree or higher, which is above the national average. Poverty affects some residents at 10.7%. Household income has grown by 18% since 2019.
The unemployment rate in 40324 stands at 3.4%, which is below the national average. As in most parts of the country, driving alone is the dominant commute mode at 79%.
Overall, ZIP code 40324 in Georgetown, KY is characterized as middle-income, well-educated, a relatively young community, and predominantly owner-occupied. With 52,173 residents, a median household income of $83,012, and a median home value of $262,700, it offers a clear picture of life in this part of Kentucky.