US ZIP Code
40121

Fort Knox, KY

Hardin County  ·  Kentucky

● Active
👥 8,715 Population
💰 $74,224 Median HH Income
≈ Avg ↑ 25% since 2019
🎂 24.3 Median Age ↓ 10% since 2019
🎓 57.6% College Grads
▲ 49% above avg
📊 3.6% Unemployment
▼ 26% below avg ↑ 55% since 2019
ZIP Code Details
ZIP Code40121
CityFort Knox
StateKentucky (KY)
CountyHardin County
Area Code502
Elevation685 ft
Latitude37.926895
Longitude-85.95981
TimezoneNew York (DST)
FIPS21093
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 55.6% (4,844) Female 44.4% (3,871) ♀

Race & Ethnicity

White: 50.3%Hispanic: 25.1%Black: 14.9%Asian: 2.2%Other: 5.4%Race
White50.3%
Hispanic25.1%
Black14.9%
Asian2.2%
Other5.4%

Age Breakdown

Under 5
12%
5–17
20%
18–24
19%
25–44
40%
45–64
7%
65+
1%

Key Indicators

Median Age24.3 yrs ↓ 10% since 2019
Avg Household Size3.21
Below Poverty6.5% ▼ 35% below avg
College Grads57.6% ▲ 49% above avg
Unemployment3.6% ▼ 26% below avg
No HS Diploma63 (1.5%)
HS Graduate510 (12.2%)
Some College304 (7.3%)
Associates900 (21.5%)
Bachelors652 (15.6%)
Graduate Degree1,758 (42%)

Education

No HS: 1.5%HS Grad: 12.2%Some College: 7.3%Associates: 21.5%Bachelors: 15.6%Graduate: 42%Edu
No HS1.5%
HS Grad12.2%
Some College7.3%
Associates21.5%
Bachelors15.6%
Graduate42.0%
Housing & Income

Housing Tenure

Owner: 0.7%Renter: 99.3%Tenure
Owner0.7%
Renter99.3%

Home Value Distribution

Under $50k
100%

Financials

Median HH Income$74,224 ≈ Avg ↑ 25% since 2019
Median Rent$1,234/mo ↑ 13% since 2019
Total Units2,468
Vacant Units266
Avg HH Size3.21

Income Distribution

Under $25k
9%
$25k–50k
11%
$50k–75k
28%
$75k–100k
11%
$100k–150k
26%
$150k–200k
7%
Over $200k
6%
Employment & Commute

How People Get to Work

Drove Alone
77%
Walked
20%
Work From Home
4%

Commute Time

Under 15 min
75%
15–30 min
13%
30–45 min
6%
Over 45 min
6%
Housing Stock

Year Built

1980s–1990s
50%
2000+
50%

Summary

Total Units2,468
Vacant266
Owner Occupied0.7%
Renter Occupied99.3%
Avg HH Size3.21
Frequently Asked Questions
ZIP code 40121 is in Fort Knox, KY, in Hardin County.
ZIP code 40121 is located in Kentucky (KY).
ZIP code 40121 is in Hardin County, KY.
ZIP 40121 observes the New York timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 40121 is 8,715 people (ACS 2023).
The median household income in ZIP code 40121 is $74,224 (ACS 2023).
Home value data not available.
About ZIP Code 40121

ZIP code 40121 is located in Fort Knox, Kentucky, within Hardin County. With a population of 8,715, this is a lightly populated ZIP code with a young community — the median age is 24.3 years. Economically, 40121 is a solidly middle-class ZIP code: the median household income of $74,224 is near the national average.

Renters can expect to pay around $1,234 per month in median rent. This is predominantly a renter community, with 99.3% of occupied units rented — typical of urban and transitional neighborhoods.

The population of 40121 is majority White (50.27%). Residents are well-educated — 57.6% hold a bachelor's degree or higher, which is above the national average. Poverty affects a relatively small share of residents at 6.5%. Household income has grown by 25% since 2019.

The unemployment rate in 40121 stands at 3.6%, which is below the national average. As in most parts of the country, driving alone is the dominant commute mode at 70%.

Overall, ZIP code 40121 in Fort Knox, KY is characterized as solidly middle-class, well-educated, and a young community.