| ZIP Code | 40026 |
|---|---|
| City | Goshen |
| State | Kentucky (KY) |
| County | Oldham County |
| Area Code | 502 |
| Elevation | 686 ft |
| Latitude | 38.421287 |
|---|---|
| Longitude | -85.516845 |
| Timezone | New York (DST) |
| FIPS | 21185 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 38.0 yrs ↑ 5% since 2019 |
|---|---|
| Avg Household Size | 3.10 |
| Below Poverty | 1.5% ▼ 86% below avg |
| College Grads | 69.6% ▲ 80% above avg |
| Unemployment | 2.4% ▼ 52% below avg |
| HS Graduate | 389 (10.5%) |
| Some College | 285 (7.7%) |
| Associates | 455 (12.3%) |
| Bachelors | 361 (9.7%) |
| Graduate Degree | 2,219 (59.8%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $131,897 ▲ 73% above avg ↑ 11% since 2019 |
|---|---|
| Median Home Value | $425,600 ▲ 53% above avg ↑ 42% since 2019 |
| Home/Income Ratio | 3.2x (nat avg ~3.5x) |
| Median Rent | $2,022/mo ↑ 70% since 2019 |
| Total Units | 2,107 |
| Vacant Units | 120 |
| Avg HH Size | 3.10 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 2,107 |
|---|---|
| Vacant | 120 |
| Owner Occupied | 92.3% |
| Renter Occupied | 7.7% |
| Avg HH Size | 3.10 |
ZIP code 40026 is located in Goshen, Kentucky, within Oldham County. With a population of 6,192, this is a lightly populated ZIP code with a middle-aged community — the median age is 38 years. Economically, 40026 is a upper-middle-income ZIP code: the median household income of $131,897 is significantly above the national average.
Real estate in ZIP code 40026 represents a premium housing market. The median home value of $425,600 is significantly above the national average. Renters can expect to pay around $2,022 per month in median rent. Homeownership is strong here — 92.3% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 42% since 2019.
The population of 40026 is primarily White (87.53%). Residents are highly educated — 69.6% hold a bachelor's degree or higher, which is significantly above the national average. Poverty affects a relatively small share of residents at 1.5%. Household income has grown by 11% since 2019.
The unemployment rate in 40026 stands at 2.4%, which is well below the national average. About 16% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 73%.
Overall, ZIP code 40026 in Goshen, KY is characterized as upper-middle-income, highly educated, a middle-aged community, and predominantly owner-occupied. With 6,192 residents, a median household income of $131,897, and a median home value of $425,600, it offers a clear picture of life in this part of Kentucky.