| ZIP Code | 38109 |
|---|---|
| City | Memphis |
| State | Tennessee (TN) |
| County | Shelby County |
| Area Code | 901 |
| Elevation | 192 ft |
| Latitude | 35.037886 |
|---|---|
| Longitude | -90.154242 |
| Timezone | Chicago (DST) |
| FIPS | 47157 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 38.5 yrs ↓ 7% since 2019 |
|---|---|
| Avg Household Size | 2.61 |
| Below Poverty | 31.4% ▲ 214% above avg |
| College Grads | 20.4% ▼ 47% below avg |
| Unemployment | 16.2% ▲ 230% above avg |
| No HS Diploma | 599 (2.2%) |
| HS Graduate | 13,195 (48.6%) |
| Some College | 2,603 (9.6%) |
| Associates | 5,208 (19.2%) |
| Bachelors | 1,562 (5.8%) |
| Graduate Degree | 3,969 (14.6%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $36,934 ▼ 52% below avg ↑ 19% since 2019 |
|---|---|
| Median Home Value | $76,600 ▼ 73% below avg ↑ 10% since 2019 |
| Home/Income Ratio | 2.1x (nat avg ~3.5x) |
| Median Rent | $1,000/mo ↑ 16% since 2019 |
| Total Units | 18,881 |
| Vacant Units | 2,175 |
| Avg HH Size | 2.61 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 18,881 |
|---|---|
| Vacant | 2,175 |
| Owner Occupied | 54.4% |
| Renter Occupied | 45.6% |
| Avg HH Size | 2.61 |
ZIP code 38109 is located in Memphis, Tennessee, within Shelby County. With a population of 43,764, this is a highly populated ZIP code with a middle-aged community — the median age is 38.5 years. Economically, 38109 is a lower-income ZIP code: the median household income of $36,934 is well below the national average.
Real estate in ZIP code 38109 represents one of the more affordable housing markets in the country. The median home value of $76,600 is well below the national average. Renters can expect to pay around $1,000 per month in median rent. The area has a relatively balanced mix of owners (54.4%) and renters (45.6%). Median home values have increased by 10% since 2019.
The population of 38109 is primarily Black (94.80%). Residents are less-educated — 20.4% hold a bachelor's degree or higher, which is below the national average. Poverty affects a significant share of residents at 31.4%. Household income has grown by 19% since 2019.
The unemployment rate in 38109 stands at 16.2%, which is more than double the national average. As in most parts of the country, driving alone is the dominant commute mode at 80%.
Overall, ZIP code 38109 in Memphis, TN is characterized as lower-income, less-educated, and a middle-aged community. With 43,764 residents, a median household income of $36,934, and a median home value of $76,600, it offers a clear picture of life in this part of Tennessee.