US ZIP Code
38103

Memphis, TN

Shelby County  ·  Tennessee

● Active
👥 14,025 Population ↓ 4% since 2019
💰 $75,763 Median HH Income
≈ Avg ↑ 4% since 2019
🎂 33.9 Median Age ↑ 2% since 2019
🏠 $380,900 Median Home Value
▲ 37% above avg ↑ 41% since 2019
🎓 66.2% College Grads
▲ 71% above avg
📊 1.7% Unemployment
▼ 66% below avg ↓ 43% since 2019
ZIP Code Details
ZIP Code38103
CityMemphis
StateTennessee (TN)
CountyShelby County
Area Code901
Elevation198 ft
Latitude35.153069
Longitude-90.056536
TimezoneChicago (DST)
FIPS47157
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 62.7% (8,787) Female 37.4% (5,238) ♀

Race & Ethnicity

White: 56.4%Hispanic: 4.6%Black: 29.9%Asian: 6.1%Other: 3%Race
White56.4%
Hispanic4.6%
Black29.9%
Asian6.1%
Other3.0%

Age Breakdown

Under 5
3%
5–17
4%
18–24
10%
25–44
54%
45–64
20%
65+
6%

Key Indicators

Median Age33.9 yrs ↑ 2% since 2019
Avg Household Size1.47
Below Poverty6.8% ▼ 32% below avg
College Grads66.2% ▲ 71% above avg
Unemployment1.7% ▼ 66% below avg
HS Graduate1,172 (11.1%)
Some College1,059 (10.1%)
Associates1,334 (12.7%)
Bachelors437 (4.1%)
Graduate Degree6,531 (62%)

Education

HS Grad: 11.1%Some College: 10.1%Associates: 12.7%Bachelors: 4.1%Graduate: 62%Edu
HS Grad11.1%
Some College10.1%
Associates12.7%
Bachelors4.1%
Graduate62.0%
Housing & Income

Housing Tenure

Owner: 30.8%Renter: 69.2%Tenure
Owner30.8%
Renter69.2%

Home Value Distribution

Under $50k
2%
$100k–150k
3%
$150k–200k
2%
$200k–300k
19%
$300k–500k
56%
Over $500k
19%

Financials

Median HH Income$75,763 ≈ Avg ↑ 4% since 2019
Median Home Value$380,900 ▲ 37% above avg ↑ 41% since 2019
Home/Income Ratio5.0x (nat avg ~3.5x)
Median Rent$1,575/mo ↑ 24% since 2019
Total Units8,811
Vacant Units791
Avg HH Size1.47

Income Distribution

Under $25k
14%
$25k–50k
13%
$50k–75k
21%
$75k–100k
11%
$100k–150k
18%
$150k–200k
9%
Over $200k
14%
Employment & Commute

How People Get to Work

Drove Alone
85%
Public Transit
1%
Walked
3%
Work From Home
11%

Commute Time

Under 15 min
32%
15–30 min
49%
30–45 min
16%
Over 45 min
3%
Housing Stock

Year Built

Before 1940
1%
1940s–1950s
2%
1960s–1970s
3%
1980s–1990s
37%
2000+
56%

Summary

Total Units8,811
Vacant791
Owner Occupied30.8%
Renter Occupied69.2%
Avg HH Size1.47
Frequently Asked Questions
ZIP code 38103 is in Memphis, TN, in Shelby County.
ZIP code 38103 is located in Tennessee (TN).
ZIP code 38103 is in Shelby County, TN.
ZIP 38103 observes the Chicago timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 38103 is 14,025 people (ACS 2023).
The median household income in ZIP code 38103 is $75,763 (ACS 2023).
The median home value in ZIP 38103 is $380,900 (ACS 2023).
About ZIP Code 38103

ZIP code 38103 is located in Memphis, Tennessee, within Shelby County. With a population of 14,025, this is a lightly populated ZIP code with a relatively young community — the median age is 33.9 years. Economically, 38103 is a middle-income ZIP code: the median household income of $75,763 is near the national average.

Real estate in ZIP code 38103 represents a mid-range housing market. The median home value of $380,900 is above the national average. Renters can expect to pay around $1,575 per month in median rent. This is predominantly a renter community, with 69.2% of occupied units rented — typical of urban and transitional neighborhoods. Median home values have increased by 41% since 2019.

The population of 38103 is majority White (56.35%). Residents are highly educated — 66.2% hold a bachelor's degree or higher, which is significantly above the national average. Poverty affects a relatively small share of residents at 6.8%. Household income has grown by 4% since 2019.

The unemployment rate in 38103 stands at 1.7%, which is well below the national average. As in most parts of the country, driving alone is the dominant commute mode at 81%.

Overall, ZIP code 38103 in Memphis, TN is characterized as middle-income, highly educated, and a relatively young community. With 14,025 residents, a median household income of $75,763, and a median home value of $380,900, it offers a clear picture of life in this part of Tennessee.