US ZIP Code
34786

Windermere, FL

Orange County  ·  Florida

● Active
👥 43,700 Population ↓ 5% since 2019
💰 $131,409 Median HH Income
▲ 72% above avg ↑ 25% since 2019
🎂 37.9 Median Age ↑ 7% since 2019
🏠 $621,300 Median Home Value
▲ 123% above avg ↑ 38% since 2019
🎓 70.0% College Grads
▲ 81% above avg
📊 3.5% Unemployment
▼ 29% below avg ↓ 12% since 2019
ZIP Code Details
ZIP Code34786
CityWindermere
StateFlorida (FL)
CountyOrange County
Area Code407/689
Elevation97 ft
Latitude28.482847
Longitude-81.538656
TimezoneNew York (DST)
FIPS12095
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 46.1% (20,128) Female 53.9% (23,572) ♀

Race & Ethnicity

White: 58.3%Hispanic: 16.1%Black: 5.8%Asian: 11.8%Other: 6.9%Race
White58.3%
Hispanic16.1%
Black5.8%
Asian11.8%
Other6.9%

Age Breakdown

Under 5
5%
5–17
21%
18–24
6%
25–44
29%
45–64
26%
65+
7%

Key Indicators

Median Age37.9 yrs ↑ 7% since 2019
Avg Household Size2.90
Below Poverty4.8% ▼ 52% below avg
College Grads70.0% ▲ 81% above avg
Unemployment3.5% ▼ 29% below avg
No HS Diploma29 (0.1%)
HS Graduate3,421 (12%)
Some College1,703 (6%)
Associates3,405 (11.9%)
Bachelors3,185 (11.2%)
Graduate Degree16,788 (58.8%)

Education

No HS: 0.1%HS Grad: 12%Some College: 6%Associates: 11.9%Bachelors: 11.2%Graduate: 58.8%Edu
No HS0.1%
HS Grad12.0%
Some College6.0%
Associates11.9%
Bachelors11.2%
Graduate58.8%
Housing & Income

Housing Tenure

Owner: 73.7%Renter: 26.3%Tenure
Owner73.7%
Renter26.3%

Home Value Distribution

Under $50k
4%
$50k–100k
0%
$100k–150k
0%
$150k–200k
0%
$200k–300k
6%
$300k–500k
29%
Over $500k
61%

Financials

Median HH Income$131,409 ▲ 72% above avg ↑ 25% since 2019
Median Home Value$621,300 ▲ 123% above avg ↑ 38% since 2019
Home/Income Ratio4.7x (nat avg ~3.5x)
Median Rent$2,239/mo ↑ 23% since 2019
Total Units17,702
Vacant Units2,620
Avg HH Size2.90

Income Distribution

Under $25k
6%
$25k–50k
7%
$50k–75k
13%
$75k–100k
10%
$100k–150k
21%
$150k–200k
13%
Over $200k
30%
Employment & Commute

How People Get to Work

Drove Alone
74%
Walked
1%
Work From Home
25%

Commute Time

Under 15 min
16%
15–30 min
38%
30–45 min
32%
Over 45 min
14%
Housing Stock

Year Built

Before 1940
0%
1940s–1950s
1%
1960s–1970s
6%
1980s–1990s
32%
2000+
61%

Summary

Total Units17,702
Vacant2,620
Owner Occupied73.7%
Renter Occupied26.3%
Avg HH Size2.90
Frequently Asked Questions
ZIP code 34786 is in Windermere, FL, in Orange County.
ZIP code 34786 is located in Florida (FL).
ZIP code 34786 is in Orange County, FL.
ZIP 34786 observes the New York timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 34786 is 43,700 people (ACS 2023).
The median household income in ZIP code 34786 is $131,409 (ACS 2023).
The median home value in ZIP 34786 is $621,300 (ACS 2023).
About ZIP Code 34786

ZIP code 34786 is located in Windermere, Florida, within Orange County. With a population of 43,700, this is a highly populated ZIP code with a relatively young community — the median age is 37.9 years. Economically, 34786 is a upper-middle-income ZIP code: the median household income of $131,409 is significantly above the national average.

Real estate in ZIP code 34786 represents a premium housing market. The median home value of $621,300 is more than double the national average. Renters can expect to pay around $2,239 per month in median rent. Homeownership is strong here — 73.7% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 38% since 2019.

The population of 34786 is majority White (58.33%). Residents are highly educated — 70.0% hold a bachelor's degree or higher, which is significantly above the national average. Poverty affects a relatively small share of residents at 4.8%. Household income has grown by 25% since 2019.

The unemployment rate in 34786 stands at 3.5%, which is below the national average. About 24% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 71%.

Overall, ZIP code 34786 in Windermere, FL is characterized as upper-middle-income, highly educated, a relatively young community, and predominantly owner-occupied. With 43,700 residents, a median household income of $131,409, and a median home value of $621,300, it offers a clear picture of life in this part of Florida.