US ZIP Code
34481

Ocala, FL

Marion County  ·  Florida

● Active
👥 25,668 Population ↑ 22% since 2019
💰 $54,639 Median HH Income
▼ 28% below avg ↑ 22% since 2019
🎂 68.5 Median Age
🏠 $213,000 Median Home Value
▼ 24% below avg ↑ 72% since 2019
🎓 38.1% College Grads
≈ Avg
📊 5.6% Unemployment
▲ 15% above avg ↓ 55% since 2019
ZIP Code Details
ZIP Code34481
CityOcala
StateFlorida (FL)
CountyMarion County
Area Code352
Elevation95 ft
Latitude29.125538
Longitude-82.309895
TimezoneNew York (DST)
FIPS12083
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 46.8% (12,005) Female 53.2% (13,663) ♀

Race & Ethnicity

White: 79.7%Hispanic: 11.1%Black: 7.2%Asian: 0.7%Other: 0.7%Race
White79.7%
Hispanic11.1%
Black7.2%
Asian0.7%
Other0.7%

Age Breakdown

Under 5
1%
5–17
6%
18–24
3%
25–44
8%
45–64
20%
65+
27%

Key Indicators

Median Age68.5 yrs
Avg Household Size1.90
Below Poverty15.4% ▲ 54% above avg
College Grads38.1% ≈ Avg
Unemployment5.6% ▲ 15% above avg
No HS Diploma178 (0.8%)
HS Graduate6,132 (28.1%)
Some College3,325 (15.2%)
Associates3,874 (17.7%)
Bachelors1,883 (8.6%)
Graduate Degree6,441 (29.5%)

Education

No HS: 0.8%HS Grad: 28.1%Some College: 15.2%Associates: 17.7%Bachelors: 8.6%Graduate: 29.5%Edu
No HS0.8%
HS Grad28.1%
Some College15.2%
Associates17.7%
Bachelors8.6%
Graduate29.5%
Housing & Income

Housing Tenure

Owner: 90.5%Renter: 9.5%Tenure
Owner90.5%
Renter9.5%

Home Value Distribution

Under $50k
3%
$50k–100k
6%
$100k–150k
20%
$150k–200k
18%
$200k–300k
19%
$300k–500k
29%
Over $500k
4%

Financials

Median HH Income$54,639 ▼ 28% below avg ↑ 22% since 2019
Median Home Value$213,000 ▼ 24% below avg ↑ 72% since 2019
Home/Income Ratio3.9x (nat avg ~3.5x)
Median Rent$1,154/mo ↑ 19% since 2019
Total Units14,183
Vacant Units831
Avg HH Size1.90

Income Distribution

Under $25k
18%
$25k–50k
21%
$50k–75k
25%
$75k–100k
15%
$100k–150k
13%
$150k–200k
5%
Over $200k
4%
Employment & Commute

How People Get to Work

Drove Alone
82%
Walked
2%
Work From Home
16%

Commute Time

Under 15 min
17%
15–30 min
42%
30–45 min
27%
Over 45 min
13%
Housing Stock

Year Built

Before 1940
0%
1940s–1950s
1%
1960s–1970s
14%
1980s–1990s
21%
2000+
63%

Summary

Total Units14,183
Vacant831
Owner Occupied90.5%
Renter Occupied9.5%
Avg HH Size1.90
Frequently Asked Questions
ZIP code 34481 is in Ocala, FL, in Marion County.
ZIP code 34481 is located in Florida (FL).
ZIP code 34481 is in Marion County, FL.
ZIP 34481 observes the New York timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 34481 is 25,668 people (ACS 2023).
The median household income in ZIP code 34481 is $54,639 (ACS 2023).
The median home value in ZIP 34481 is $213,000 (ACS 2023).
About ZIP Code 34481

ZIP code 34481 is located in Ocala, Florida, within Marion County. With a population of 25,668, this is a moderately populated ZIP code with an older community — the median age is 68.5 years. Economically, 34481 is a working-class ZIP code: the median household income of $54,639 is below the national average.

Real estate in ZIP code 34481 represents an affordable housing market. The median home value of $213,000 is below the national average. Renters can expect to pay around $1,154 per month in median rent. Homeownership is strong here — 90.5% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 72% since 2019.

The population of 34481 is primarily White (79.74%). Residents are moderately educated — 38.1% hold a bachelor's degree or higher, which is near the national average. Poverty affects some residents at 15.4%. Household income has grown by 22% since 2019.

The unemployment rate in 34481 stands at 5.6%, which is above the national average. About 14% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 71%.

Overall, ZIP code 34481 in Ocala, FL is characterized as working-class, moderately educated, an older community, and predominantly owner-occupied. With 25,668 residents, a median household income of $54,639, and a median home value of $213,000, it offers a clear picture of life in this part of Florida.