US ZIP Code
33540

Zephyrhills, FL

Pasco County  ·  Florida

● Active
👥 11,098 Population ↑ 28% since 2019
💰 $55,426 Median HH Income
▼ 27% below avg ↑ 55% since 2019
🎂 56.1 Median Age ↑ 5% since 2019
🏠 $120,600 Median Home Value
▼ 57% below avg ↑ 47% since 2019
🎓 29.6% College Grads
▼ 24% below avg
📊 6.3% Unemployment
▲ 28% above avg ↓ 13% since 2019
ZIP Code Details
ZIP Code33540
CityZephyrhills
StateFlorida (FL)
CountyPasco County
Area Code656/813
Elevation75 ft
Latitude28.261577
Longitude-82.133112
TimezoneNew York (DST)
FIPS12101
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 51.2% (5,683) Female 48.8% (5,415) ♀

Race & Ethnicity

White: 76.8%Hispanic: 13.9%Black: 3.5%Asian: 1.3%Other: 4%Race
White76.8%
Hispanic13.9%
Black3.5%
Asian1.3%
Other4.0%

Age Breakdown

Under 5
5%
5–17
9%
18–24
5%
25–44
20%
45–64
25%
65+
16%

Key Indicators

Median Age56.1 yrs ↑ 5% since 2019
Avg Household Size2.31
Below Poverty14.2% ▲ 42% above avg
College Grads29.6% ▼ 24% below avg
Unemployment6.3% ▲ 28% above avg
No HS Diploma91 (1.1%)
HS Graduate3,151 (38.7%)
Some College922 (11.3%)
Associates1,564 (19.2%)
Bachelors866 (10.6%)
Graduate Degree1,542 (19%)

Education

No HS: 1.1%HS Grad: 38.7%Some College: 11.3%Associates: 19.2%Bachelors: 10.6%Graduate: 19%Edu
No HS1.1%
HS Grad38.7%
Some College11.3%
Associates19.2%
Bachelors10.6%
Graduate19.0%
Housing & Income

Housing Tenure

Owner: 87.8%Renter: 12.2%Tenure
Owner87.8%
Renter12.2%

Home Value Distribution

Under $50k
21%
$50k–100k
23%
$100k–150k
12%
$150k–200k
8%
$200k–300k
11%
$300k–500k
21%
Over $500k
3%

Financials

Median HH Income$55,426 ▼ 27% below avg ↑ 55% since 2019
Median Home Value$120,600 ▼ 57% below avg ↑ 47% since 2019
Home/Income Ratio2.2x (nat avg ~3.5x)
Median Rent$978/mo ↑ 31% since 2019
Total Units5,625
Vacant Units880
Avg HH Size2.31

Income Distribution

Under $25k
22%
$25k–50k
22%
$50k–75k
23%
$75k–100k
11%
$100k–150k
12%
$150k–200k
5%
Over $200k
5%
Employment & Commute

How People Get to Work

Drove Alone
81%
Walked
1%
Work From Home
18%

Commute Time

Under 15 min
18%
15–30 min
27%
30–45 min
22%
Over 45 min
34%
Housing Stock

Year Built

1940s–1950s
1%
1960s–1970s
18%
1980s–1990s
23%
2000+
58%

Summary

Total Units5,625
Vacant880
Owner Occupied87.8%
Renter Occupied12.2%
Avg HH Size2.31
Frequently Asked Questions
ZIP code 33540 is in Zephyrhills, FL, in Pasco County.
ZIP code 33540 is located in Florida (FL).
ZIP code 33540 is in Pasco County, FL.
ZIP 33540 observes the New York timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 33540 is 11,098 people (ACS 2023).
The median household income in ZIP code 33540 is $55,426 (ACS 2023).
The median home value in ZIP 33540 is $120,600 (ACS 2023).
About ZIP Code 33540

ZIP code 33540 is located in Zephyrhills, Florida, within Pasco County. With a population of 11,098, this is a lightly populated ZIP code with an older community — the median age is 56.1 years. Economically, 33540 is a solidly middle-class ZIP code: the median household income of $55,426 is below the national average.

Real estate in ZIP code 33540 represents one of the more affordable housing markets in the country. The median home value of $120,600 is well below the national average. Renters can expect to pay around $978 per month in median rent. Homeownership is strong here — 87.8% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 47% since 2019.

The population of 33540 is primarily White (76.79%). Residents are moderately educated — 29.6% hold a bachelor's degree or higher, which is below the national average. Poverty affects some residents at 14.2%. Household income has grown by 55% since 2019.

The unemployment rate in 33540 stands at 6.3%, which is above the national average. About 16% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 72%.

Overall, ZIP code 33540 in Zephyrhills, FL is characterized as solidly middle-class, moderately educated, an older community, and predominantly owner-occupied. With 11,098 residents, a median household income of $55,426, and a median home value of $120,600, it offers a clear picture of life in this part of Florida.