| ZIP Code | 33042 |
|---|---|
| City | Summerland Key |
| State | Florida (FL) |
| County | Monroe County |
| Area Code | 305/645 |
| Elevation | 2 ft |
| Latitude | 24.665275 |
|---|---|
| Longitude | -81.503095 |
| Timezone | New York (DST) |
| FIPS | 12087 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 52.5 yrs ↓ 4% since 2019 |
|---|---|
| Avg Household Size | 2.28 |
| Below Poverty | 9.2% ▼ 8% below avg |
| College Grads | 53.0% ▲ 37% above avg |
| Unemployment | 3.4% ▼ 32% below avg |
| No HS Diploma | 47 (0.9%) |
| HS Graduate | 1,248 (23.4%) |
| Some College | 418 (7.9%) |
| Associates | 791 (14.9%) |
| Bachelors | 477 (9%) |
| Graduate Degree | 2,342 (44%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $101,625 ▲ 33% above avg ↑ 17% since 2019 |
|---|---|
| Median Home Value | $759,600 ▲ 172% above avg ↑ 56% since 2019 |
| Home/Income Ratio | 7.5x (nat avg ~3.5x) |
| Median Rent | $2,252/mo ↑ 17% since 2019 |
| Total Units | 4,835 |
| Vacant Units | 1,861 |
| Avg HH Size | 2.28 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 4,835 |
|---|---|
| Vacant | 1,861 |
| Owner Occupied | 78.3% |
| Renter Occupied | 21.7% |
| Avg HH Size | 2.28 |
ZIP code 33042 is located in Summerland Key, Florida, within Monroe County. With a population of 6,781, this is a lightly populated ZIP code with a mature community — the median age is 52.5 years. Economically, 33042 is a upper-middle-income ZIP code: the median household income of $101,625 is above the national average.
Real estate in ZIP code 33042 represents a premium housing market. The median home value of $759,600 is more than double the national average. Renters can expect to pay around $2,252 per month in median rent. Homeownership is strong here — 78.3% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 56% since 2019.
The population of 33042 is primarily White (81.39%). Residents are well-educated — 53.0% hold a bachelor's degree or higher, which is above the national average. Poverty affects a relatively small share of residents at 9.2%. Household income has grown by 17% since 2019.
The unemployment rate in 33042 stands at 3.4%, which is below the national average. About 22% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 66%.
Overall, ZIP code 33042 in Summerland Key, FL is characterized as upper-middle-income, well-educated, a mature community, and predominantly owner-occupied. With 6,781 residents, a median household income of $101,625, and a median home value of $759,600, it offers a clear picture of life in this part of Florida.