| ZIP Code | 33037 |
|---|---|
| City | Key Largo |
| State | Florida (FL) |
| County | Monroe County |
| Area Code | 305/645 |
| Latitude | 25.225842 |
|---|---|
| Longitude | -80.414337 |
| Timezone | New York (DST) |
| FIPS | 12087 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 54.2 yrs |
|---|---|
| Avg Household Size | 2.34 |
| Below Poverty | 10.8% ▲ 8% above avg |
| College Grads | 48.4% ▲ 25% above avg |
| Unemployment | 4.8% ≈ Avg |
| No HS Diploma | 46 (0.4%) |
| HS Graduate | 2,992 (29%) |
| Some College | 859 (8.3%) |
| Associates | 1,424 (13.8%) |
| Bachelors | 812 (7.9%) |
| Graduate Degree | 4,183 (40.5%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $80,911 ≈ Avg ↑ 19% since 2019 |
|---|---|
| Median Home Value | $660,700 ▲ 137% above avg ↑ 43% since 2019 |
| Home/Income Ratio | 8.2x (nat avg ~3.5x) |
| Median Rent | $1,896/mo ↑ 29% since 2019 |
| Total Units | 10,494 |
| Vacant Units | 4,688 |
| Avg HH Size | 2.34 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 10,494 |
|---|---|
| Vacant | 4,688 |
| Owner Occupied | 79.0% |
| Renter Occupied | 21.0% |
| Avg HH Size | 2.34 |
ZIP code 33037 is located in Key Largo, Florida, within Monroe County. With a population of 13,674, this is a lightly populated ZIP code with a mature community — the median age is 54.2 years. Economically, 33037 is a middle-income ZIP code: the median household income of $80,911 is near the national average.
Real estate in ZIP code 33037 represents a premium housing market. The median home value of $660,700 is more than double the national average. Renters can expect to pay around $1,896 per month in median rent. Homeownership is strong here — 79.0% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 43% since 2019.
The population of 33037 is majority White (68.82%). Residents are well-educated — 48.4% hold a bachelor's degree or higher, which is above the national average. Poverty affects some residents at 10.8%. Household income has grown by 19% since 2019.
The unemployment rate in 33037 stands at 4.8%, which is near the national average. As in most parts of the country, driving alone is the dominant commute mode at 71%.
Overall, ZIP code 33037 in Key Largo, FL is characterized as middle-income, well-educated, a mature community, and predominantly owner-occupied. With 13,674 residents, a median household income of $80,911, and a median home value of $660,700, it offers a clear picture of life in this part of Florida.