| ZIP Code | 32784 |
|---|---|
| City | Umatilla |
| State | Florida (FL) |
| County | Lake County |
| Area Code | 352 |
| Elevation | 123 ft |
| Latitude | 28.974313 |
|---|---|
| Longitude | -81.716763 |
| Timezone | New York (DST) |
| FIPS | 12069 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 45.2 yrs ↑ 10% since 2019 |
|---|---|
| Avg Household Size | 2.47 |
| Below Poverty | 11.7% ▲ 17% above avg |
| College Grads | 27.2% ▼ 30% below avg |
| Unemployment | 6.2% ▲ 26% above avg |
| No HS Diploma | 84 (1.3%) |
| HS Graduate | 2,228 (34.8%) |
| Some College | 1,142 (17.9%) |
| Associates | 1,204 (18.8%) |
| Bachelors | 909 (14.2%) |
| Graduate Degree | 829 (13%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $69,633 ▼ 9% below avg ↑ 35% since 2019 |
|---|---|
| Median Home Value | $237,300 ▼ 15% below avg ↑ 65% since 2019 |
| Home/Income Ratio | 3.4x (nat avg ~3.5x) |
| Median Rent | $1,082/mo ↑ 44% since 2019 |
| Total Units | 4,971 |
| Vacant Units | 999 |
| Avg HH Size | 2.47 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 4,971 |
|---|---|
| Vacant | 999 |
| Owner Occupied | 79.8% |
| Renter Occupied | 20.2% |
| Avg HH Size | 2.47 |
ZIP code 32784 is located in Umatilla, Florida, within Lake County. With a population of 9,859, this is a lightly populated ZIP code with a mature community — the median age is 45.2 years. Economically, 32784 is a solidly middle-class ZIP code: the median household income of $69,633 is near the national average.
Real estate in ZIP code 32784 represents an affordable housing market. The median home value of $237,300 is near the national average. Renters can expect to pay around $1,082 per month in median rent. Homeownership is strong here — 79.8% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 65% since 2019.
The population of 32784 is primarily White (84.14%). Residents are moderately educated — 27.2% hold a bachelor's degree or higher, which is below the national average. Poverty affects some residents at 11.7%. Household income has grown by 35% since 2019.
The unemployment rate in 32784 stands at 6.2%, which is above the national average. As in most parts of the country, driving alone is the dominant commute mode at 77%.
Overall, ZIP code 32784 in Umatilla, FL is characterized as solidly middle-class, moderately educated, a mature community, and predominantly owner-occupied. With 9,859 residents, a median household income of $69,633, and a median home value of $237,300, it offers a clear picture of life in this part of Florida.