US ZIP Code
32746

Lake Mary, FL

Seminole County  ·  Florida

● Active
👥 45,970 Population ↑ 2% since 2019
💰 $111,534 Median HH Income
▲ 46% above avg ↑ 27% since 2019
🎂 43.8 Median Age ↑ 6% since 2019
🏠 $420,200 Median Home Value
▲ 51% above avg ↑ 37% since 2019
🎓 64.8% College Grads
▲ 67% above avg
📊 2.6% Unemployment
▼ 46% below avg ↓ 36% since 2019
ZIP Code Details
ZIP Code32746
CityLake Mary
StateFlorida (FL)
CountySeminole County
Area Code407/689
Elevation45 ft
Latitude28.771373
Longitude-81.353086
TimezoneNew York (DST)
FIPS12117
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 46.2% (21,247) Female 53.8% (24,723) ♀

Race & Ethnicity

White: 63.7%Hispanic: 17.1%Black: 6.9%Asian: 8.6%Other: 2.8%Race
White63.7%
Hispanic17.1%
Black6.9%
Asian8.6%
Other2.8%

Age Breakdown

Under 5
4%
5–17
15%
18–24
7%
25–44
25%
45–64
31%
65+
8%

Key Indicators

Median Age43.8 yrs ↑ 6% since 2019
Avg Household Size2.41
Below Poverty4.5% ▼ 55% below avg
College Grads64.8% ▲ 67% above avg
Unemployment2.6% ▼ 46% below avg
No HS Diploma213 (0.7%)
HS Graduate4,947 (15.1%)
Some College2,973 (9.1%)
Associates3,348 (10.3%)
Bachelors3,888 (11.9%)
Graduate Degree17,285 (52.9%)

Education

No HS: 0.7%HS Grad: 15.1%Some College: 9.1%Associates: 10.3%Bachelors: 11.9%Graduate: 52.9%Edu
No HS0.7%
HS Grad15.1%
Some College9.1%
Associates10.3%
Bachelors11.9%
Graduate52.9%
Housing & Income

Housing Tenure

Owner: 65%Renter: 35%Tenure
Owner65.0%
Renter35.0%

Home Value Distribution

Under $50k
2%
$50k–100k
0%
$100k–150k
2%
$150k–200k
2%
$200k–300k
16%
$300k–500k
44%
Over $500k
33%

Financials

Median HH Income$111,534 ▲ 46% above avg ↑ 27% since 2019
Median Home Value$420,200 ▲ 51% above avg ↑ 37% since 2019
Home/Income Ratio3.8x (nat avg ~3.5x)
Median Rent$1,912/mo ↑ 32% since 2019
Total Units20,204
Vacant Units1,304
Avg HH Size2.41

Income Distribution

Under $25k
8%
$25k–50k
8%
$50k–75k
14%
$75k–100k
11%
$100k–150k
20%
$150k–200k
18%
Over $200k
20%
Employment & Commute

How People Get to Work

Drove Alone
70%
Public Transit
1%
Walked
1%
Work From Home
28%

Commute Time

Under 15 min
26%
15–30 min
36%
30–45 min
21%
Over 45 min
17%
Housing Stock

Year Built

Before 1940
0%
1940s–1950s
0%
1960s–1970s
19%
1980s–1990s
25%
2000+
56%

Summary

Total Units20,204
Vacant1,304
Owner Occupied65.0%
Renter Occupied35.0%
Avg HH Size2.41
Frequently Asked Questions
ZIP code 32746 is in Lake Mary, FL, in Seminole County.
ZIP code 32746 is located in Florida (FL).
ZIP code 32746 is in Seminole County, FL.
ZIP 32746 observes the New York timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 32746 is 45,970 people (ACS 2023).
The median household income in ZIP code 32746 is $111,534 (ACS 2023).
The median home value in ZIP 32746 is $420,200 (ACS 2023).
About ZIP Code 32746

ZIP code 32746 is located in Lake Mary, Florida, within Seminole County. With a population of 45,970, this is a highly populated ZIP code with a middle-aged community — the median age is 43.8 years. Economically, 32746 is a upper-middle-income ZIP code: the median household income of $111,534 is above the national average.

Real estate in ZIP code 32746 represents a premium housing market. The median home value of $420,200 is significantly above the national average. Renters can expect to pay around $1,912 per month in median rent. Homeownership is strong here — 65.0% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 37% since 2019.

The population of 32746 is majority White (63.74%). Residents are highly educated — 64.8% hold a bachelor's degree or higher, which is significantly above the national average. Poverty affects a relatively small share of residents at 4.5%. Household income has grown by 27% since 2019.

The unemployment rate in 32746 stands at 2.6%, which is below the national average. About 25% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 64%.

Overall, ZIP code 32746 in Lake Mary, FL is characterized as upper-middle-income, highly educated, a middle-aged community, and predominantly owner-occupied. With 45,970 residents, a median household income of $111,534, and a median home value of $420,200, it offers a clear picture of life in this part of Florida.