| ZIP Code | 32628 |
|---|---|
| City | Cross City |
| State | Florida (FL) |
| County | Dixie County |
| Area Code | 352 |
| Elevation | 41 ft |
| Latitude | 29.653159 |
|---|---|
| Longitude | -83.162979 |
| Timezone | New York (DST) |
| FIPS | 12029 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 39.7 yrs ↓ 2% since 2019 |
|---|---|
| Avg Household Size | 2.37 |
| Below Poverty | 16.6% ▲ 66% above avg |
| College Grads | 21.2% ▼ 45% below avg |
| Unemployment | 1.6% ▼ 66% below avg |
| No HS Diploma | 25 (0.7%) |
| HS Graduate | 1,455 (43.2%) |
| Some College | 798 (23.7%) |
| Associates | 376 (11.2%) |
| Bachelors | 269 (8%) |
| Graduate Degree | 443 (13.2%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $42,029 ▼ 45% below avg ↑ 7% since 2019 |
|---|---|
| Median Home Value | $96,600 ▼ 65% below avg ↑ 33% since 2019 |
| Home/Income Ratio | 2.3x (nat avg ~3.5x) |
| Median Rent | $645/mo ↓ 9% since 2019 |
| Total Units | 2,092 |
| Vacant Units | 479 |
| Avg HH Size | 2.37 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 2,092 |
|---|---|
| Vacant | 479 |
| Owner Occupied | 77.6% |
| Renter Occupied | 22.4% |
| Avg HH Size | 2.37 |
ZIP code 32628 is located in Cross City, Florida, within Dixie County. With a population of 5,423, this is a lightly populated ZIP code with a middle-aged community — the median age is 39.7 years. Economically, 32628 is a working-class ZIP code: the median household income of $42,029 is below the national average.
Real estate in ZIP code 32628 represents one of the more affordable housing markets in the country. The median home value of $96,600 is well below the national average. Renters can expect to pay around $645 per month in median rent. Homeownership is strong here — 77.6% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 33% since 2019.
The population of 32628 is majority White (60.80%). Residents are less-educated — 21.2% hold a bachelor's degree or higher, which is below the national average. Poverty affects some residents at 16.6%. Household income has grown by 7% since 2019.
The unemployment rate in 32628 stands at 1.6%, which is well below the national average. As in most parts of the country, driving alone is the dominant commute mode at 73%.
Overall, ZIP code 32628 in Cross City, FL is characterized as working-class, less-educated, a middle-aged community, and predominantly owner-occupied. With 5,423 residents, a median household income of $42,029, and a median home value of $96,600, it offers a clear picture of life in this part of Florida.