| ZIP Code | 32445 |
|---|---|
| City | Malone |
| State | Florida (FL) |
| County | Jackson County |
| Area Code | 448/850 |
| Elevation | 143 ft |
| Latitude | 30.97052 |
|---|---|
| Longitude | -85.197338 |
| Timezone | New York (DST) |
| FIPS | 12063 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 42.2 yrs ↑ 13% since 2019 |
|---|---|
| Avg Household Size | 2.45 |
| Below Poverty | 13.1% ▲ 31% above avg |
| College Grads | 12.6% ▼ 68% below avg |
| Unemployment | 3.5% ▼ 29% below avg |
| No HS Diploma | 55 (3.5%) |
| HS Graduate | 504 (31.8%) |
| Some College | 582 (36.8%) |
| Associates | 243 (15.4%) |
| Bachelors | 115 (7.3%) |
| Graduate Degree | 84 (5.3%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $48,625 ▼ 36% below avg ↑ 40% since 2019 |
|---|---|
| Median Home Value | $101,000 ▼ 64% below avg ↑ 4% since 2019 |
| Home/Income Ratio | 2.1x (nat avg ~3.5x) |
| Median Rent | $638/mo ↓ 5% since 2019 |
| Total Units | 586 |
| Vacant Units | 44 |
| Avg HH Size | 2.45 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 586 |
|---|---|
| Vacant | 44 |
| Owner Occupied | 74.9% |
| Renter Occupied | 25.1% |
| Avg HH Size | 2.45 |
ZIP code 32445 is located in Malone, Florida, within Jackson County. With a population of 2,550, this is a sparsely populated ZIP code with a middle-aged community — the median age is 42.2 years. Economically, 32445 is a working-class ZIP code: the median household income of $48,625 is below the national average.
Real estate in ZIP code 32445 represents one of the more affordable housing markets in the country. The median home value of $101,000 is well below the national average. Renters can expect to pay around $638 per month in median rent. Homeownership is strong here — 74.9% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 4% since 2019.
The population of 32445 is racially diverse, with White as the largest group at 47.8%. Residents are less-educated — 12.6% hold a bachelor's degree or higher, which is well below the national average. Poverty affects some residents at 13.1%. Household income has grown by 40% since 2019.
The unemployment rate in 32445 stands at 3.5%, which is below the national average. About 11% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 80%.
Overall, ZIP code 32445 in Malone, FL is characterized as working-class, less-educated, a middle-aged community, and predominantly owner-occupied. With 2,550 residents, a median household income of $48,625, and a median home value of $101,000, it offers a clear picture of life in this part of Florida.