| ZIP Code | 32440 |
|---|---|
| City | Graceville |
| State | Florida (FL) |
| County | Jackson County |
| Area Code | 448/850 |
| Elevation | 151 ft |
| Latitude | 30.922426 |
|---|---|
| Longitude | -85.52619 |
| Timezone | New York (DST) |
| FIPS | 12063 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 38.9 yrs ↑ 2% since 2019 |
|---|---|
| Avg Household Size | 2.43 |
| Below Poverty | 16.1% ▲ 61% above avg |
| College Grads | 24.8% ▼ 36% below avg |
| Unemployment | 1.8% ▼ 64% below avg |
| No HS Diploma | 124 (2.5%) |
| HS Graduate | 1,929 (39.1%) |
| Some College | 977 (19.8%) |
| Associates | 682 (13.8%) |
| Bachelors | 413 (8.4%) |
| Graduate Degree | 813 (16.5%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $53,974 ▼ 29% below avg ↑ 22% since 2019 |
|---|---|
| Median Home Value | $85,000 ▼ 70% below avg ↓ 19% since 2019 |
| Home/Income Ratio | 1.6x (nat avg ~3.5x) |
| Median Rent | $827/mo ↑ 26% since 2019 |
| Total Units | 2,646 |
| Vacant Units | 374 |
| Avg HH Size | 2.43 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 2,646 |
|---|---|
| Vacant | 374 |
| Owner Occupied | 65.6% |
| Renter Occupied | 34.4% |
| Avg HH Size | 2.43 |
ZIP code 32440 is located in Graceville, Florida, within Jackson County. With a population of 8,048, this is a lightly populated ZIP code with a middle-aged community — the median age is 38.9 years. Economically, 32440 is a working-class ZIP code: the median household income of $53,974 is below the national average.
Real estate in ZIP code 32440 represents one of the more affordable housing markets in the country. The median home value of $85,000 is well below the national average. Renters can expect to pay around $827 per month in median rent. Homeownership is strong here — 65.6% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have decreased by 19% since 2019.
The population of 32440 is primarily White (71.48%). Residents are less-educated — 24.8% hold a bachelor's degree or higher, which is below the national average. Poverty affects some residents at 16.1%. Household income has grown by 22% since 2019.
The unemployment rate in 32440 stands at 1.8%, which is well below the national average. As in most parts of the country, driving alone is the dominant commute mode at 83%.
Overall, ZIP code 32440 in Graceville, FL is characterized as working-class, less-educated, a middle-aged community, and predominantly owner-occupied. With 8,048 residents, a median household income of $53,974, and a median home value of $85,000, it offers a clear picture of life in this part of Florida.