US ZIP Code
32435

Defuniak Springs, FL

Walton County  ·  Florida

● Active
👥 6,359 Population ↓ 15% since 2019
💰 $63,017 Median HH Income
▼ 17% below avg ↑ 43% since 2019
🎂 40.2 Median Age ↓ 4% since 2019
🏠 $185,600 Median Home Value
▼ 33% below avg ↑ 36% since 2019
🎓 41.3% College Grads
≈ Avg
📊 7.1% Unemployment
▲ 45% above avg ↓ 27% since 2019
ZIP Code Details
ZIP Code32435
CityDefuniak Springs
StateFlorida (FL)
CountyWalton County
Area Code448/850
Elevation165 ft
Latitude30.648635
Longitude-86.130197
TimezoneNew York (DST)
FIPS12131
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 47.1% (2,996) Female 52.9% (3,363) ♀

Race & Ethnicity

White: 83.2%Hispanic: 3.7%Black: 6.3%Other: 5.4%Race
White83.2%
Hispanic3.7%
Black6.3%
Other5.4%

Age Breakdown

Under 5
4%
5–17
18%
18–24
9%
25–44
24%
45–64
23%
65+
11%

Key Indicators

Median Age40.2 yrs ↓ 4% since 2019
Avg Household Size2.40
Below Poverty16.0% ▲ 60% above avg
College Grads41.3% ≈ Avg
Unemployment7.1% ▲ 45% above avg
No HS Diploma71 (1.7%)
HS Graduate1,198 (29.3%)
Some College648 (15.9%)
Associates481 (11.8%)
Bachelors524 (12.8%)
Graduate Degree1,163 (28.5%)

Education

No HS: 1.7%HS Grad: 29.3%Some College: 15.9%Associates: 11.8%Bachelors: 12.8%Graduate: 28.5%Edu
No HS1.7%
HS Grad29.3%
Some College15.9%
Associates11.8%
Bachelors12.8%
Graduate28.5%
Housing & Income

Housing Tenure

Owner: 82.9%Renter: 17.1%Tenure
Owner82.9%
Renter17.1%

Home Value Distribution

Under $50k
12%
$50k–100k
8%
$100k–150k
12%
$150k–200k
22%
$200k–300k
19%
$300k–500k
14%
Over $500k
13%

Financials

Median HH Income$63,017 ▼ 17% below avg ↑ 43% since 2019
Median Home Value$185,600 ▼ 33% below avg ↑ 36% since 2019
Home/Income Ratio2.9x (nat avg ~3.5x)
Median Rent$742/mo ↑ 2% since 2019
Total Units2,885
Vacant Units329
Avg HH Size2.40

Income Distribution

Under $25k
18%
$25k–50k
22%
$50k–75k
16%
$75k–100k
14%
$100k–150k
18%
$150k–200k
8%
Over $200k
5%
Employment & Commute

How People Get to Work

Drove Alone
86%
Walked
2%
Work From Home
12%

Commute Time

Under 15 min
20%
15–30 min
30%
30–45 min
22%
Over 45 min
27%
Housing Stock

Year Built

Before 1940
3%
1940s–1950s
11%
1960s–1970s
14%
1980s–1990s
17%
2000+
57%

Summary

Total Units2,885
Vacant329
Owner Occupied82.9%
Renter Occupied17.1%
Avg HH Size2.40
Frequently Asked Questions
ZIP code 32435 is in Defuniak Springs, FL, in Walton County.
ZIP code 32435 is located in Florida (FL).
ZIP code 32435 is in Walton County, FL.
ZIP 32435 observes the New York timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 32435 is 6,359 people (ACS 2023).
The median household income in ZIP code 32435 is $63,017 (ACS 2023).
The median home value in ZIP 32435 is $185,600 (ACS 2023).
About ZIP Code 32435

ZIP code 32435 is located in Defuniak Springs, Florida, within Walton County. With a population of 6,359, this is a lightly populated ZIP code with a middle-aged community — the median age is 40.2 years. Economically, 32435 is a solidly middle-class ZIP code: the median household income of $63,017 is below the national average.

Real estate in ZIP code 32435 represents an affordable housing market. The median home value of $185,600 is below the national average. Renters can expect to pay around $742 per month in median rent. Homeownership is strong here — 82.9% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 36% since 2019.

The population of 32435 is primarily White (83.16%). Residents are well-educated — 41.3% hold a bachelor's degree or higher, which is near the national average. Poverty affects some residents at 16.0%. Household income has grown by 43% since 2019.

The unemployment rate in 32435 stands at 7.1%, which is above the national average. About 11% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 81%.

Overall, ZIP code 32435 in Defuniak Springs, FL is characterized as solidly middle-class, well-educated, a middle-aged community, and predominantly owner-occupied. With 6,359 residents, a median household income of $63,017, and a median home value of $185,600, it offers a clear picture of life in this part of Florida.