| ZIP Code | 32344 |
|---|---|
| City | Monticello |
| State | Florida (FL) |
| County | Jefferson County |
| Area Code | 448/850 |
| Elevation | 87 ft |
| Latitude | 30.444549 |
|---|---|
| Longitude | -83.925998 |
| Timezone | New York (DST) |
| FIPS | 12065 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 48.0 yrs |
|---|---|
| Avg Household Size | 2.31 |
| Below Poverty | 20.0% ▲ 100% above avg |
| College Grads | 29.9% ▼ 23% below avg |
| Unemployment | 6.1% ▲ 25% above avg |
| No HS Diploma | 203 (2.3%) |
| HS Graduate | 3,033 (34.7%) |
| Some College | 1,579 (18%) |
| Associates | 1,318 (15.1%) |
| Bachelors | 716 (8.2%) |
| Graduate Degree | 1,903 (21.7%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $52,222 ▼ 32% below avg ↑ 19% since 2019 |
|---|---|
| Median Home Value | $208,600 ▼ 25% below avg ↑ 41% since 2019 |
| Home/Income Ratio | 4.0x (nat avg ~3.5x) |
| Median Rent | $776/mo |
| Total Units | 5,988 |
| Vacant Units | 916 |
| Avg HH Size | 2.31 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 5,988 |
|---|---|
| Vacant | 916 |
| Owner Occupied | 74.0% |
| Renter Occupied | 26.0% |
| Avg HH Size | 2.31 |
ZIP code 32344 is located in Monticello, Florida, within Jefferson County. With a population of 12,879, this is a lightly populated ZIP code with a mature community — the median age is 48 years. Economically, 32344 is a working-class ZIP code: the median household income of $52,222 is below the national average.
Real estate in ZIP code 32344 represents an affordable housing market. The median home value of $208,600 is below the national average. Renters can expect to pay around $776 per month in median rent. Homeownership is strong here — 74.0% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 41% since 2019.
The population of 32344 is majority White (58.86%). Residents are moderately educated — 29.9% hold a bachelor's degree or higher, which is below the national average. Poverty affects a significant share of residents at 20.0%. Household income has grown by 19% since 2019.
The unemployment rate in 32344 stands at 6.1%, which is above the national average. As in most parts of the country, driving alone is the dominant commute mode at 79%.
Overall, ZIP code 32344 in Monticello, FL is characterized as working-class, moderately educated, a mature community, and predominantly owner-occupied. With 12,879 residents, a median household income of $52,222, and a median home value of $208,600, it offers a clear picture of life in this part of Florida.