| ZIP Code | 32322 |
|---|---|
| City | Carrabelle |
| State | Florida (FL) |
| County | Franklin County |
| Area Code | 448/850 |
| Elevation | 8 ft |
| Latitude | 29.864047 |
|---|---|
| Longitude | -84.631996 |
| Timezone | New York (DST) |
| FIPS | 12037 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 41.1 yrs ↓ 9% since 2019 |
|---|---|
| Avg Household Size | 2.24 |
| Below Poverty | 14.8% ▲ 48% above avg |
| College Grads | 25.3% ▼ 35% below avg |
| Unemployment | 5.7% ▲ 17% above avg |
| No HS Diploma | 94 (3.4%) |
| HS Graduate | 887 (32.1%) |
| Some College | 729 (26.4%) |
| Associates | 355 (12.8%) |
| Bachelors | 172 (6.2%) |
| Graduate Degree | 527 (19.1%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $58,030 ▼ 24% below avg ↑ 51% since 2019 |
|---|---|
| Median Home Value | $213,100 ▼ 24% below avg ↑ 42% since 2019 |
| Home/Income Ratio | 3.7x (nat avg ~3.5x) |
| Median Rent | $1,231/mo ↑ 63% since 2019 |
| Total Units | 2,258 |
| Vacant Units | 989 |
| Avg HH Size | 2.24 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 2,258 |
|---|---|
| Vacant | 989 |
| Owner Occupied | 76.6% |
| Renter Occupied | 23.4% |
| Avg HH Size | 2.24 |
ZIP code 32322 is located in Carrabelle, Florida, within Franklin County. With a population of 4,348, this is a lightly populated ZIP code with a middle-aged community — the median age is 41.1 years. Economically, 32322 is a solidly middle-class ZIP code: the median household income of $58,030 is below the national average.
Real estate in ZIP code 32322 represents an affordable housing market. The median home value of $213,100 is below the national average. Renters can expect to pay around $1,231 per month in median rent. Homeownership is strong here — 76.6% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 42% since 2019.
The population of 32322 is primarily White (70.15%). Residents are moderately educated — 25.3% hold a bachelor's degree or higher, which is below the national average. Poverty affects some residents at 14.8%. Household income has grown by 51% since 2019.
The unemployment rate in 32322 stands at 5.7%, which is above the national average. As in most parts of the country, driving alone is the dominant commute mode at 81%.
Overall, ZIP code 32322 in Carrabelle, FL is characterized as solidly middle-class, moderately educated, a middle-aged community, and predominantly owner-occupied. With 4,348 residents, a median household income of $58,030, and a median home value of $213,100, it offers a clear picture of life in this part of Florida.