| ZIP Code | 32320 |
|---|---|
| City | Apalachicola |
| State | Florida (FL) |
| County | Franklin County |
| Area Code | 448/850 |
| Elevation | 9 ft |
| Latitude | 29.731534 |
|---|---|
| Longitude | -85.054224 |
| Timezone | New York (DST) |
| FIPS | 12037 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 53.8 yrs ↑ 22% since 2019 |
|---|---|
| Avg Household Size | 2.05 |
| Below Poverty | 13.2% ▲ 32% above avg |
| College Grads | 38.7% ≈ Avg |
| Unemployment | 4.7% ≈ Avg |
| No HS Diploma | 37 (1.5%) |
| HS Graduate | 600 (24.8%) |
| Some College | 499 (20.6%) |
| Associates | 348 (14.4%) |
| Bachelors | 237 (9.8%) |
| Graduate Degree | 698 (28.9%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $51,750 ▼ 32% below avg ↑ 5% since 2019 |
|---|---|
| Median Home Value | $239,800 ▼ 14% below avg ↑ 55% since 2019 |
| Home/Income Ratio | 4.6x (nat avg ~3.5x) |
| Median Rent | $1,137/mo ↑ 63% since 2019 |
| Total Units | 2,104 |
| Vacant Units | 402 |
| Avg HH Size | 2.05 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 2,104 |
|---|---|
| Vacant | 402 |
| Owner Occupied | 67.0% |
| Renter Occupied | 33.0% |
| Avg HH Size | 2.05 |
ZIP code 32320 is located in Apalachicola, Florida, within Franklin County. With a population of 3,503, this is a sparsely populated ZIP code with a mature community — the median age is 53.8 years. Economically, 32320 is a working-class ZIP code: the median household income of $51,750 is below the national average.
Real estate in ZIP code 32320 represents an affordable housing market. The median home value of $239,800 is near the national average. Renters can expect to pay around $1,137 per month in median rent. Homeownership is strong here — 67.0% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 55% since 2019.
The population of 32320 is primarily White (74.56%). Residents are moderately educated — 38.7% hold a bachelor's degree or higher, which is near the national average. Poverty affects some residents at 13.2%. Household income has grown by 5% since 2019.
The unemployment rate in 32320 stands at 4.7%, which is near the national average. As in most parts of the country, driving alone is the dominant commute mode at 78%.
Overall, ZIP code 32320 in Apalachicola, FL is characterized as working-class, moderately educated, a mature community, and predominantly owner-occupied. With 3,503 residents, a median household income of $51,750, and a median home value of $239,800, it offers a clear picture of life in this part of Florida.