| ZIP Code | 32095 |
|---|---|
| City | Saint Augustine |
| State | Florida (FL) |
| County | Saint Johns County |
| Area Code | 324/904 |
| Elevation | 38 ft |
| Latitude | 30.027574 |
|---|---|
| Longitude | -81.43698 |
| Timezone | New York (DST) |
| FIPS | 12109 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 42.2 yrs ↑ 4% since 2019 |
|---|---|
| Avg Household Size | 2.90 |
| Below Poverty | 6.6% ▼ 34% below avg |
| College Grads | 65.2% ▲ 68% above avg |
| Unemployment | 4.8% ≈ Avg |
| No HS Diploma | 32 (0.3%) |
| HS Graduate | 2,119 (17.6%) |
| Some College | 928 (7.7%) |
| Associates | 1,104 (9.2%) |
| Bachelors | 1,566 (13%) |
| Graduate Degree | 6,281 (52.2%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $124,556 ▲ 63% above avg ↑ 66% since 2019 |
|---|---|
| Median Home Value | $485,700 ▲ 74% above avg ↑ 53% since 2019 |
| Home/Income Ratio | 3.9x (nat avg ~3.5x) |
| Median Rent | $1,576/mo ↑ 29% since 2019 |
| Total Units | 6,997 |
| Vacant Units | 565 |
| Avg HH Size | 2.90 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 6,997 |
|---|---|
| Vacant | 565 |
| Owner Occupied | 90.7% |
| Renter Occupied | 9.3% |
| Avg HH Size | 2.90 |
ZIP code 32095 is located in Saint Augustine, Florida, within Saint Johns County. With a population of 18,927, this is a moderately populated ZIP code with a middle-aged community — the median age is 42.2 years. Economically, 32095 is a upper-middle-income ZIP code: the median household income of $124,556 is significantly above the national average.
Real estate in ZIP code 32095 represents a premium housing market. The median home value of $485,700 is significantly above the national average. Renters can expect to pay around $1,576 per month in median rent. Homeownership is strong here — 90.7% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 53% since 2019.
The population of 32095 is primarily White (75.37%). Residents are highly educated — 65.2% hold a bachelor's degree or higher, which is significantly above the national average. Poverty affects a relatively small share of residents at 6.6%. Household income has grown by 66% since 2019.
The unemployment rate in 32095 stands at 4.8%, which is near the national average. A notably high share of workers — 30% — work from home, reflecting the professional makeup of the area. As in most parts of the country, driving alone is the dominant commute mode at 57%.
Overall, ZIP code 32095 in Saint Augustine, FL is characterized as upper-middle-income, highly educated, a middle-aged community, and predominantly owner-occupied. With 18,927 residents, a median household income of $124,556, and a median home value of $485,700, it offers a clear picture of life in this part of Florida.