| ZIP Code | 32038 |
|---|---|
| City | Fort White |
| State | Florida (FL) |
| County | Columbia County |
| Area Code | 386 |
| Elevation | 68 ft |
| Latitude | 29.934936 |
|---|---|
| Longitude | -82.692234 |
| Timezone | New York (DST) |
| FIPS | 12023 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 51.2 yrs ↑ 11% since 2019 |
|---|---|
| Avg Household Size | 2.58 |
| Below Poverty | 15.9% ▲ 59% above avg |
| College Grads | 29.8% ▼ 23% below avg |
| Unemployment | 6.3% ▲ 29% above avg |
| No HS Diploma | 63 (0.9%) |
| HS Graduate | 2,219 (32.8%) |
| Some College | 984 (14.5%) |
| Associates | 1,490 (22%) |
| Bachelors | 918 (13.6%) |
| Graduate Degree | 1,099 (16.2%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $58,075 ▼ 24% below avg ↑ 46% since 2019 |
|---|---|
| Median Home Value | $179,300 ▼ 36% below avg ↑ 66% since 2019 |
| Home/Income Ratio | 3.1x (nat avg ~3.5x) |
| Median Rent | $879/mo ↑ 13% since 2019 |
| Total Units | 4,739 |
| Vacant Units | 845 |
| Avg HH Size | 2.58 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 4,739 |
|---|---|
| Vacant | 845 |
| Owner Occupied | 85.8% |
| Renter Occupied | 14.2% |
| Avg HH Size | 2.58 |
ZIP code 32038 is located in Fort White, Florida, within Columbia County. With a population of 10,035, this is a lightly populated ZIP code with a mature community — the median age is 51.2 years. Economically, 32038 is a solidly middle-class ZIP code: the median household income of $58,075 is below the national average.
Real estate in ZIP code 32038 represents an affordable housing market. The median home value of $179,300 is below the national average. Renters can expect to pay around $879 per month in median rent. Homeownership is strong here — 85.8% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 66% since 2019.
The population of 32038 is primarily White (82.74%). Residents are moderately educated — 29.8% hold a bachelor's degree or higher, which is below the national average. Poverty affects some residents at 15.9%. Household income has grown by 46% since 2019.
The unemployment rate in 32038 stands at 6.3%, which is above the national average. As in most parts of the country, driving alone is the dominant commute mode at 71%.
Overall, ZIP code 32038 in Fort White, FL is characterized as solidly middle-class, moderately educated, a mature community, and predominantly owner-occupied. With 10,035 residents, a median household income of $58,075, and a median home value of $179,300, it offers a clear picture of life in this part of Florida.