| ZIP Code | 32034 |
|---|---|
| City | Fernandina Beach |
| State | Florida (FL) |
| County | Nassau County |
| Area Code | 324/904 |
| Elevation | 8 ft |
| Latitude | 30.601794 |
|---|---|
| Longitude | -81.481799 |
| Timezone | New York (DST) |
| FIPS | 12089 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 56.5 yrs ↑ 4% since 2019 |
|---|---|
| Avg Household Size | 2.20 |
| Below Poverty | 6.9% ▼ 31% below avg |
| College Grads | 63.4% ▲ 64% above avg |
| Unemployment | 6.1% ▲ 25% above avg |
| No HS Diploma | 161 (0.5%) |
| HS Graduate | 4,228 (13.8%) |
| Some College | 2,833 (9.3%) |
| Associates | 3,949 (12.9%) |
| Bachelors | 3,021 (9.9%) |
| Graduate Degree | 16,357 (53.5%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $97,756 ▲ 28% above avg ↑ 31% since 2019 |
|---|---|
| Median Home Value | $484,200 ▲ 74% above avg ↑ 45% since 2019 |
| Home/Income Ratio | 5.0x (nat avg ~3.5x) |
| Median Rent | $1,399/mo ↑ 26% since 2019 |
| Total Units | 21,768 |
| Vacant Units | 4,050 |
| Avg HH Size | 2.20 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 21,768 |
|---|---|
| Vacant | 4,050 |
| Owner Occupied | 85.1% |
| Renter Occupied | 14.9% |
| Avg HH Size | 2.20 |
ZIP code 32034 is located in Fernandina Beach, Florida, within Nassau County. With a population of 39,280, this is a highly populated ZIP code with an older community — the median age is 56.5 years. Economically, 32034 is a middle-income ZIP code: the median household income of $97,756 is above the national average.
Real estate in ZIP code 32034 represents a premium housing market. The median home value of $484,200 is significantly above the national average. Renters can expect to pay around $1,399 per month in median rent. Homeownership is strong here — 85.1% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 45% since 2019.
The population of 32034 is primarily White (84.67%). Residents are highly educated — 63.4% hold a bachelor's degree or higher, which is significantly above the national average. Poverty affects a relatively small share of residents at 6.9%. Household income has grown by 31% since 2019.
The unemployment rate in 32034 stands at 6.1%, which is above the national average. About 19% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 73%.
Overall, ZIP code 32034 in Fernandina Beach, FL is characterized as middle-income, highly educated, an older community, and predominantly owner-occupied. With 39,280 residents, a median household income of $97,756, and a median home value of $484,200, it offers a clear picture of life in this part of Florida.