US ZIP Code
28777

Spruce Pine, NC

Mitchell County  ·  North Carolina

● Active
👥 10,368 Population ↓ 3% since 2019
💰 $62,399 Median HH Income
▼ 18% below avg ↑ 32% since 2019
🎂 45.2 Median Age ↑ 3% since 2019
🏠 $206,300 Median Home Value
▼ 26% below avg ↑ 27% since 2019
🎓 31.3% College Grads
▼ 19% below avg
📊 5.4% Unemployment
▲ 11% above avg ↑ 111% since 2019
ZIP Code Details
ZIP Code28777
CitySpruce Pine
StateNorth Carolina (NC)
CountyMitchell County
Area Code828
Elevation2,600 ft
Latitude35.907661
Longitude-82.065327
TimezoneNew York (DST)
FIPS37121
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 59.5% (6,169) Female 40.5% (4,199) ♀

Race & Ethnicity

White: 82%Hispanic: 8.4%Black: 5.8%Asian: 0.3%Other: 2.6%Race
White82.0%
Hispanic8.4%
Black5.8%
Asian0.3%
Other2.6%

Age Breakdown

Under 5
5%
5–17
11%
18–24
5%
25–44
28%
45–64
31%
65+
10%

Key Indicators

Median Age45.2 yrs ↑ 3% since 2019
Avg Household Size2.29
Below Poverty10.8% ▲ 8% above avg
College Grads31.3% ▼ 19% below avg
Unemployment5.4% ▲ 11% above avg
No HS Diploma34 (0.5%)
HS Graduate1,978 (27.4%)
Some College1,621 (22.4%)
Associates1,331 (18.4%)
Bachelors789 (10.9%)
Graduate Degree1,474 (20.4%)

Education

No HS: 0.5%HS Grad: 27.4%Some College: 22.4%Associates: 18.4%Bachelors: 10.9%Graduate: 20.4%Edu
No HS0.5%
HS Grad27.4%
Some College22.4%
Associates18.4%
Bachelors10.9%
Graduate20.4%
Housing & Income

Housing Tenure

Owner: 76.9%Renter: 23.1%Tenure
Owner76.9%
Renter23.1%

Home Value Distribution

Under $50k
3%
$50k–100k
9%
$100k–150k
18%
$150k–200k
17%
$200k–300k
27%
$300k–500k
20%
Over $500k
5%

Financials

Median HH Income$62,399 ▼ 18% below avg ↑ 32% since 2019
Median Home Value$206,300 ▼ 26% below avg ↑ 27% since 2019
Home/Income Ratio3.3x (nat avg ~3.5x)
Median Rent$686/mo ↑ 20% since 2019
Total Units4,949
Vacant Units1,232
Avg HH Size2.29

Income Distribution

Under $25k
25%
$25k–50k
13%
$50k–75k
19%
$75k–100k
16%
$100k–150k
18%
$150k–200k
3%
Over $200k
5%
Employment & Commute

How People Get to Work

Drove Alone
91%
Walked
3%
Work From Home
6%

Commute Time

Under 15 min
38%
15–30 min
28%
30–45 min
21%
Over 45 min
14%
Housing Stock

Year Built

Before 1940
3%
1940s–1950s
15%
1960s–1970s
16%
1980s–1990s
13%
2000+
54%

Summary

Total Units4,949
Vacant1,232
Owner Occupied76.9%
Renter Occupied23.1%
Avg HH Size2.29
Frequently Asked Questions
ZIP code 28777 is in Spruce Pine, NC, in Mitchell County.
ZIP code 28777 is located in North Carolina (NC).
ZIP code 28777 is in Mitchell County, NC.
ZIP 28777 observes the New York timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 28777 is 10,368 people (ACS 2023).
The median household income in ZIP code 28777 is $62,399 (ACS 2023).
The median home value in ZIP 28777 is $206,300 (ACS 2023).
About ZIP Code 28777

ZIP code 28777 is located in Spruce Pine, North Carolina, within Mitchell County. With a population of 10,368, this is a lightly populated ZIP code with a mature community — the median age is 45.2 years. Economically, 28777 is a solidly middle-class ZIP code: the median household income of $62,399 is below the national average.

Real estate in ZIP code 28777 represents an affordable housing market. The median home value of $206,300 is below the national average. Renters can expect to pay around $686 per month in median rent. Homeownership is strong here — 76.9% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 27% since 2019.

The population of 28777 is primarily White (82.04%). Residents are moderately educated — 31.3% hold a bachelor's degree or higher, which is below the national average. Poverty affects some residents at 10.8%. Household income has grown by 32% since 2019.

The unemployment rate in 28777 stands at 5.4%, which is near the national average. As in most parts of the country, driving alone is the dominant commute mode at 80%.

Overall, ZIP code 28777 in Spruce Pine, NC is characterized as solidly middle-class, moderately educated, a mature community, and predominantly owner-occupied. With 10,368 residents, a median household income of $62,399, and a median home value of $206,300, it offers a clear picture of life in this part of North Carolina.