| ZIP Code | 28762 |
|---|---|
| City | Old Fort |
| State | North Carolina (NC) |
| County | McDowell County |
| Area Code | 828 |
| Elevation | 1,644 ft |
| Latitude | 35.635334 |
|---|---|
| Longitude | -82.189772 |
| Timezone | New York (DST) |
| FIPS | 37111 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 54.5 yrs ↑ 17% since 2019 |
|---|---|
| Avg Household Size | 2.08 |
| Below Poverty | 12.8% ▲ 28% above avg |
| College Grads | 33.4% ▼ 14% below avg |
| Unemployment | 10.3% ▲ 110% above avg |
| No HS Diploma | 65 (1.3%) |
| HS Graduate | 1,722 (35.4%) |
| Some College | 570 (11.7%) |
| Associates | 887 (18.2%) |
| Bachelors | 684 (14%) |
| Graduate Degree | 943 (19.4%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $52,269 ▼ 32% below avg ↑ 26% since 2019 |
|---|---|
| Median Home Value | $176,300 ▼ 37% below avg ↑ 65% since 2019 |
| Home/Income Ratio | 3.4x (nat avg ~3.5x) |
| Median Rent | $757/mo ↑ 22% since 2019 |
| Total Units | 3,544 |
| Vacant Units | 554 |
| Avg HH Size | 2.08 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 3,544 |
|---|---|
| Vacant | 554 |
| Owner Occupied | 71.4% |
| Renter Occupied | 28.6% |
| Avg HH Size | 2.08 |
ZIP code 28762 is located in Old Fort, North Carolina, within McDowell County. With a population of 6,305, this is a lightly populated ZIP code with a mature community — the median age is 54.5 years. Economically, 28762 is a working-class ZIP code: the median household income of $52,269 is below the national average.
Real estate in ZIP code 28762 represents an affordable housing market. The median home value of $176,300 is below the national average. Renters can expect to pay around $757 per month in median rent. Homeownership is strong here — 71.4% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 65% since 2019.
The population of 28762 is primarily White (94.62%). Residents are moderately educated — 33.4% hold a bachelor's degree or higher, which is near the national average. Poverty affects some residents at 12.8%. Household income has grown by 26% since 2019.
The unemployment rate in 28762 stands at 10.3%, which is more than double the national average. As in most parts of the country, driving alone is the dominant commute mode at 81%.
Overall, ZIP code 28762 in Old Fort, NC is characterized as working-class, moderately educated, a mature community, and predominantly owner-occupied. With 6,305 residents, a median household income of $52,269, and a median home value of $176,300, it offers a clear picture of life in this part of North Carolina.