| ZIP Code | 28761 |
|---|---|
| City | Nebo |
| State | North Carolina (NC) |
| County | McDowell County |
| Area Code | 828 |
| Elevation | 1,324 ft |
| Latitude | 35.690316 |
|---|---|
| Longitude | -81.906845 |
| Timezone | New York (DST) |
| FIPS | 37111 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 46.4 yrs ↓ 2% since 2019 |
|---|---|
| Avg Household Size | 2.50 |
| Below Poverty | 10.3% ≈ Avg |
| College Grads | 39.4% ≈ Avg |
| Unemployment | 1.1% ▼ 79% below avg |
| No HS Diploma | 133 (2.6%) |
| HS Graduate | 1,531 (30%) |
| Some College | 755 (14.8%) |
| Associates | 674 (13.2%) |
| Bachelors | 800 (15.7%) |
| Graduate Degree | 1,210 (23.7%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $68,152 ▼ 11% below avg ↑ 67% since 2019 |
|---|---|
| Median Home Value | $171,600 ▼ 38% below avg ↑ 28% since 2019 |
| Home/Income Ratio | 2.5x (nat avg ~3.5x) |
| Median Rent | $1,052/mo ↑ 63% since 2019 |
| Total Units | 3,864 |
| Vacant Units | 800 |
| Avg HH Size | 2.50 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 3,864 |
|---|---|
| Vacant | 800 |
| Owner Occupied | 84.5% |
| Renter Occupied | 15.5% |
| Avg HH Size | 2.50 |
ZIP code 28761 is located in Nebo, North Carolina, within McDowell County. With a population of 7,884, this is a lightly populated ZIP code with a mature community — the median age is 46.4 years. Economically, 28761 is a solidly middle-class ZIP code: the median household income of $68,152 is near the national average.
Real estate in ZIP code 28761 represents an affordable housing market. The median home value of $171,600 is below the national average. Renters can expect to pay around $1,052 per month in median rent. Homeownership is strong here — 84.5% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 28% since 2019.
The population of 28761 is primarily White (94.23%). Residents are moderately educated — 39.4% hold a bachelor's degree or higher, which is near the national average. Poverty affects some residents at 10.3%. Household income has grown by 67% since 2019.
The unemployment rate in 28761 stands at 1.1%, which is well below the national average. As in most parts of the country, driving alone is the dominant commute mode at 83%.
Overall, ZIP code 28761 in Nebo, NC is characterized as solidly middle-class, moderately educated, a mature community, and predominantly owner-occupied. With 7,884 residents, a median household income of $68,152, and a median home value of $171,600, it offers a clear picture of life in this part of North Carolina.