| ZIP Code | 28634 |
|---|---|
| City | Harmony |
| State | North Carolina (NC) |
| County | Iredell County |
| Area Code | 336/704/743/980 |
| Elevation | 960 ft |
| Latitude | 35.972783 |
|---|---|
| Longitude | -80.757232 |
| Timezone | New York (DST) |
| FIPS | 37097 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 39.2 yrs ↓ 9% since 2019 |
|---|---|
| Avg Household Size | 2.60 |
| Below Poverty | 10.9% ▲ 9% above avg |
| College Grads | 25.9% ▼ 33% below avg |
| Unemployment | 1.1% ▼ 77% below avg |
| No HS Diploma | 85 (2.5%) |
| HS Graduate | 1,223 (36.5%) |
| Some College | 666 (19.9%) |
| Associates | 511 (15.2%) |
| Bachelors | 291 (8.7%) |
| Graduate Degree | 577 (17.2%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $70,375 ▼ 8% below avg ↑ 37% since 2019 |
|---|---|
| Median Home Value | $125,700 ▼ 55% below avg ↑ 10% since 2019 |
| Home/Income Ratio | 1.8x (nat avg ~3.5x) |
| Median Rent | $929/mo ↑ 19% since 2019 |
| Total Units | 2,333 |
| Vacant Units | 389 |
| Avg HH Size | 2.60 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 2,333 |
|---|---|
| Vacant | 389 |
| Owner Occupied | 81.9% |
| Renter Occupied | 18.1% |
| Avg HH Size | 2.60 |
ZIP code 28634 is located in Harmony, North Carolina, within Iredell County. With a population of 5,056, this is a lightly populated ZIP code with a middle-aged community — the median age is 39.2 years. Economically, 28634 is a solidly middle-class ZIP code: the median household income of $70,375 is near the national average.
Real estate in ZIP code 28634 represents one of the more affordable housing markets in the country. The median home value of $125,700 is well below the national average. Renters can expect to pay around $929 per month in median rent. Homeownership is strong here — 81.9% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 10% since 2019.
The population of 28634 is primarily White (85.23%). Residents are moderately educated — 25.9% hold a bachelor's degree or higher, which is below the national average. Poverty affects some residents at 10.9%. Household income has grown by 37% since 2019.
The unemployment rate in 28634 stands at 1.1%, which is well below the national average. As in most parts of the country, driving alone is the dominant commute mode at 74%.
Overall, ZIP code 28634 in Harmony, NC is characterized as solidly middle-class, moderately educated, a middle-aged community, and predominantly owner-occupied. With 5,056 residents, a median household income of $70,375, and a median home value of $125,700, it offers a clear picture of life in this part of North Carolina.