| ZIP Code | 28520 |
|---|---|
| City | Cedar Island |
| State | North Carolina (NC) |
| County | Carteret County |
| Area Code | 252 |
| Latitude | 34.99595 |
|---|---|
| Longitude | -76.466803 |
| Timezone | New York (DST) |
| FIPS | 37031 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 58.7 yrs ↓ 6% since 2019 |
|---|---|
| Avg Household Size | 1.64 |
| Below Poverty | 0.0% ▼ 100% below avg |
| College Grads | 20.9% ▼ 46% below avg |
| Unemployment | 0.0% ▼ 100% below avg |
| HS Graduate | 28 (21.7%) |
| Some College | 30 (23.3%) |
| Associates | 44 (34.1%) |
| Bachelors | 11 (8.5%) |
| Graduate Degree | 16 (12.4%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $64,875 ▼ 15% below avg ↑ 59% since 2019 |
|---|---|
| Median Home Value | $222,700 ▼ 20% below avg ↑ 42% since 2019 |
| Home/Income Ratio | 3.4x (nat avg ~3.5x) |
| Total Units | 160 |
| Vacant Units | 73 |
| Avg HH Size | 1.64 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 160 |
|---|---|
| Vacant | 73 |
| Owner Occupied | 73.6% |
| Renter Occupied | 26.4% |
| Avg HH Size | 1.64 |
ZIP code 28520 is located in Cedar Island, North Carolina, within Carteret County. With a population of 143, this is a sparsely populated ZIP code with an older community — the median age is 58.7 years. Economically, 28520 is a solidly middle-class ZIP code: the median household income of $64,875 is near the national average.
Real estate in ZIP code 28520 represents an affordable housing market. The median home value of $222,700 is below the national average. Homeownership is strong here — 73.6% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 42% since 2019.
The population of 28520 is primarily White (97.20%). Residents are less-educated — 20.9% hold a bachelor's degree or higher, which is below the national average. Household income has grown by 59% since 2019.
About 25% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 75%.
Overall, ZIP code 28520 in Cedar Island, NC is characterized as solidly middle-class, less-educated, an older community, and predominantly owner-occupied. With 143 residents, a median household income of $64,875, and a median home value of $222,700, it offers a clear picture of life in this part of North Carolina.