US ZIP Code
27964

Point Harbor, NC

Currituck County  ·  North Carolina

● Active
👥 510 Population ↓ 23% since 2019
💰 $70,380 Median HH Income
▼ 8% below avg ↑ 6% since 2019
🎂 50.1 Median Age ↓ 12% since 2019
🏠 $325,000 Median Home Value
▲ 17% above avg ↑ 17% since 2019
🎓 55.5% College Grads
▲ 43% above avg
📊 1.7% Unemployment
▼ 66% below avg
ZIP Code Details
ZIP Code27964
CityPoint Harbor
StateNorth Carolina (NC)
CountyCurrituck County
Area Code252
Elevation11 ft
Latitude36.127053
Longitude-75.804257
TimezoneNew York (DST)
FIPS37053
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 58.2% (297) Female 41.8% (213) ♀

Race & Ethnicity

White: 93.9%Hispanic: 6.1%Race
White93.9%
Hispanic6.1%

Age Breakdown

Under 5
3%
5–17
6%
18–24
4%
25–44
34%
45–64
31%
65+
14%

Key Indicators

Median Age50.1 yrs ↓ 12% since 2019
Avg Household Size2.51
Below Poverty5.1% ▼ 49% below avg
College Grads55.5% ▲ 43% above avg
Unemployment1.7% ▼ 66% below avg
HS Graduate72 (16.2%)
Some College31 (7%)
Associates95 (21.3%)
Bachelors16 (3.6%)
Graduate Degree231 (51.9%)

Education

HS Grad: 16.2%Some College: 7%Associates: 21.3%Bachelors: 3.6%Graduate: 51.9%Edu
HS Grad16.2%
Some College7.0%
Associates21.3%
Bachelors3.6%
Graduate51.9%
Housing & Income

Housing Tenure

Owner: 100%Tenure
Owner100.0%

Home Value Distribution

$50k–100k
3%
$100k–150k
3%
$150k–200k
6%
$200k–300k
27%
$300k–500k
56%
Over $500k
5%

Financials

Median HH Income$70,380 ▼ 8% below avg ↑ 6% since 2019
Median Home Value$325,000 ▲ 17% above avg ↑ 17% since 2019
Home/Income Ratio4.6x (nat avg ~3.5x)
Total Units235
Vacant Units32
Avg HH Size2.51

Income Distribution

Under $25k
2%
$25k–50k
6%
$50k–75k
51%
$75k–100k
6%
$100k–150k
6%
$150k–200k
20%
Over $200k
8%
Employment & Commute

How People Get to Work

Drove Alone
99%
Work From Home
1%

Commute Time

Under 15 min
18%
15–30 min
23%
30–45 min
9%
Over 45 min
51%
Housing Stock

Year Built

Before 1940
2%
1940s–1950s
1%
1960s–1970s
17%
1980s–1990s
27%
2000+
52%

Summary

Total Units235
Vacant32
Owner Occupied100.0%
Renter Occupied0.0%
Avg HH Size2.51
Frequently Asked Questions
ZIP code 27964 is in Point Harbor, NC, in Currituck County.
ZIP code 27964 is located in North Carolina (NC).
ZIP code 27964 is in Currituck County, NC.
ZIP 27964 observes the New York timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 27964 is 510 people (ACS 2023).
The median household income in ZIP code 27964 is $70,380 (ACS 2023).
The median home value in ZIP 27964 is $325,000 (ACS 2023).
About ZIP Code 27964

ZIP code 27964 is located in Point Harbor, North Carolina, within Currituck County. With a population of 510, this is a sparsely populated ZIP code with a mature community — the median age is 50.1 years. Economically, 27964 is a solidly middle-class ZIP code: the median household income of $70,380 is near the national average.

Real estate in ZIP code 27964 represents a mid-range housing market. The median home value of $325,000 is above the national average. Median home values have increased by 17% since 2019.

The population of 27964 is primarily White (93.92%). Residents are well-educated — 55.5% hold a bachelor's degree or higher, which is above the national average. Poverty affects a relatively small share of residents at 5.1%. Household income has grown by 6% since 2019.

The unemployment rate in 27964 stands at 1.7%, which is well below the national average. As in most parts of the country, driving alone is the dominant commute mode at 99%.

Overall, ZIP code 27964 in Point Harbor, NC is characterized as solidly middle-class, well-educated, a mature community, and predominantly owner-occupied. With 510 residents, a median household income of $70,380, and a median home value of $325,000, it offers a clear picture of life in this part of North Carolina.