| ZIP Code | 27581 |
|---|---|
| City | Stem |
| State | North Carolina (NC) |
| County | Granville County |
| Area Code | 919/984 |
| Elevation | 453 ft |
| Latitude | 36.203077 |
|---|---|
| Longitude | -78.736103 |
| Timezone | New York (DST) |
| FIPS | 37077 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 33.9 yrs ↓ 19% since 2019 |
|---|---|
| Avg Household Size | 2.89 |
| Below Poverty | 9.0% ▼ 10% below avg |
| College Grads | 33.4% ▼ 14% below avg |
| Unemployment | 1.5% ▼ 69% below avg |
| No HS Diploma | 23 (1%) |
| HS Graduate | 843 (35.8%) |
| Some College | 350 (14.9%) |
| Associates | 354 (15%) |
| Bachelors | 272 (11.5%) |
| Graduate Degree | 514 (21.8%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $68,235 ▼ 11% below avg ↓ 2% since 2019 |
|---|---|
| Median Home Value | $214,000 ▼ 23% below avg ↑ 35% since 2019 |
| Home/Income Ratio | 3.1x (nat avg ~3.5x) |
| Median Rent | $1,101/mo ↑ 25% since 2019 |
| Total Units | 1,435 |
| Vacant Units | 77 |
| Avg HH Size | 2.89 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 1,435 |
|---|---|
| Vacant | 77 |
| Owner Occupied | 88.4% |
| Renter Occupied | 11.6% |
| Avg HH Size | 2.89 |
ZIP code 27581 is located in Stem, North Carolina, within Granville County. With a population of 3,941, this is a sparsely populated ZIP code with a relatively young community — the median age is 33.9 years. Economically, 27581 is a solidly middle-class ZIP code: the median household income of $68,235 is near the national average.
Real estate in ZIP code 27581 represents an affordable housing market. The median home value of $214,000 is below the national average. Renters can expect to pay around $1,101 per month in median rent. Homeownership is strong here — 88.4% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 35% since 2019.
The population of 27581 is majority White (66.61%). Residents are moderately educated — 33.4% hold a bachelor's degree or higher, which is near the national average. Poverty affects a relatively small share of residents at 9.0%. Household income has declined by 2% since 2019.
The unemployment rate in 27581 stands at 1.5%, which is well below the national average. As in most parts of the country, driving alone is the dominant commute mode at 82%.
Overall, ZIP code 27581 in Stem, NC is characterized as solidly middle-class, moderately educated, a relatively young community, and predominantly owner-occupied. With 3,941 residents, a median household income of $68,235, and a median home value of $214,000, it offers a clear picture of life in this part of North Carolina.