| ZIP Code | 14892 |
|---|---|
| City | Waverly |
| State | New York (NY) |
| County | Tioga County |
| Area Code | 607 |
| Elevation | 851 ft |
| Latitude | 42.046025 |
|---|---|
| Longitude | -76.529114 |
| Timezone | New York (DST) |
| FIPS | 36107 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 48.1 yrs ↑ 19% since 2019 |
|---|---|
| Avg Household Size | 2.17 |
| Below Poverty | 10.3% ≈ Avg |
| College Grads | 35.5% ▼ 8% below avg |
| Unemployment | 7.0% ▲ 43% above avg |
| No HS Diploma | 50 (0.9%) |
| HS Graduate | 1,980 (37.5%) |
| Some College | 931 (17.6%) |
| Associates | 445 (8.4%) |
| Bachelors | 885 (16.8%) |
| Graduate Degree | 987 (18.7%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $52,143 ▼ 32% below avg ↑ 23% since 2019 |
|---|---|
| Median Home Value | $139,500 ▼ 50% below avg ↑ 26% since 2019 |
| Home/Income Ratio | 2.7x (nat avg ~3.5x) |
| Median Rent | $911/mo ↑ 27% since 2019 |
| Total Units | 3,887 |
| Vacant Units | 541 |
| Avg HH Size | 2.17 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 3,887 |
|---|---|
| Vacant | 541 |
| Owner Occupied | 70.1% |
| Renter Occupied | 30.0% |
| Avg HH Size | 2.17 |
ZIP code 14892 is located in Waverly, New York, within Tioga County. With a population of 7,531, this is a lightly populated ZIP code with a mature community — the median age is 48.1 years. Economically, 14892 is a working-class ZIP code: the median household income of $52,143 is below the national average.
Real estate in ZIP code 14892 represents one of the more affordable housing markets in the country. The median home value of $139,500 is below the national average. Renters can expect to pay around $911 per month in median rent. Homeownership is strong here — 70.1% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 26% since 2019.
The population of 14892 is primarily White (93.15%). Residents are moderately educated — 35.5% hold a bachelor's degree or higher, which is near the national average. Poverty affects some residents at 10.3%. Household income has grown by 23% since 2019.
The unemployment rate in 14892 stands at 7.0%, which is above the national average. As in most parts of the country, driving alone is the dominant commute mode at 85%.
Overall, ZIP code 14892 in Waverly, NY is characterized as working-class, moderately educated, a mature community, and predominantly owner-occupied. With 7,531 residents, a median household income of $52,143, and a median home value of $139,500, it offers a clear picture of life in this part of New York.