| ZIP Code | 14884 |
|---|---|
| City | Swain |
| State | New York (NY) |
| County | Allegany County |
| Area Code | 607 |
| Elevation | 2,013 ft |
| Latitude | 42.479522 |
|---|---|
| Longitude | -77.893852 |
| Timezone | New York (DST) |
| FIPS | 36003 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 39.6 yrs |
|---|---|
| Avg Household Size | 2.27 |
| Below Poverty | 0.0% ▼ 100% below avg |
| College Grads | 45.2% ▲ 17% above avg |
| Unemployment | 5.0% ≈ Avg |
| No HS Diploma | 3 (1.3%) |
| HS Graduate | 76 (33%) |
| Some College | 23 (10%) |
| Associates | 24 (10.4%) |
| Bachelors | 45 (19.6%) |
| Graduate Degree | 59 (25.7%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $59,167 ▼ 22% below avg ↑ 3% since 2019 |
|---|---|
| Median Home Value | $116,900 ▼ 58% below avg ↑ 31% since 2019 |
| Home/Income Ratio | 2.0x (nat avg ~3.5x) |
| Median Rent | $940/mo ↑ 32% since 2019 |
| Total Units | 293 |
| Vacant Units | 133 |
| Avg HH Size | 2.27 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 293 |
|---|---|
| Vacant | 133 |
| Owner Occupied | 92.5% |
| Renter Occupied | 7.5% |
| Avg HH Size | 2.27 |
ZIP code 14884 is located in Swain, New York, within Allegany County. With a population of 363, this is a sparsely populated ZIP code with a middle-aged community — the median age is 39.6 years. Economically, 14884 is a solidly middle-class ZIP code: the median household income of $59,167 is below the national average.
Real estate in ZIP code 14884 represents one of the more affordable housing markets in the country. The median home value of $116,900 is well below the national average. Renters can expect to pay around $940 per month in median rent. Homeownership is strong here — 92.5% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 31% since 2019.
The population of 14884 is primarily White (96.69%). Residents are well-educated — 45.2% hold a bachelor's degree or higher, which is above the national average. Household income has grown by 3% since 2019.
The unemployment rate in 14884 stands at 5.0%, which is near the national average. As in most parts of the country, driving alone is the dominant commute mode at 89%.
Overall, ZIP code 14884 in Swain, NY is characterized as solidly middle-class, well-educated, a middle-aged community, and predominantly owner-occupied. With 363 residents, a median household income of $59,167, and a median home value of $116,900, it offers a clear picture of life in this part of New York.