| ZIP Code | 14865 |
|---|---|
| City | Montour Falls |
| State | New York (NY) |
| County | Schuyler County |
| Area Code | 607 |
| Elevation | 453 ft |
| Latitude | 42.352721 |
|---|---|
| Longitude | -76.816924 |
| Timezone | New York (DST) |
| FIPS | 36097 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 44.5 yrs ↓ 7% since 2019 |
|---|---|
| Avg Household Size | 2.32 |
| Below Poverty | 24.8% ▲ 148% above avg |
| College Grads | 32.5% ▼ 16% below avg |
| Unemployment | 13.1% ▲ 169% above avg |
| No HS Diploma | 13 (0.7%) |
| HS Graduate | 675 (37.4%) |
| Some College | 316 (17.5%) |
| Associates | 214 (11.9%) |
| Bachelors | 205 (11.4%) |
| Graduate Degree | 381 (21.1%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $50,227 ▼ 34% below avg ↑ 15% since 2019 |
|---|---|
| Median Home Value | $135,300 ▼ 51% below avg ↑ 14% since 2019 |
| Home/Income Ratio | 2.7x (nat avg ~3.5x) |
| Median Rent | $740/mo ↑ 12% since 2019 |
| Total Units | 1,151 |
| Vacant Units | 131 |
| Avg HH Size | 2.32 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 1,151 |
|---|---|
| Vacant | 131 |
| Owner Occupied | 75.2% |
| Renter Occupied | 24.8% |
| Avg HH Size | 2.32 |
ZIP code 14865 is located in Montour Falls, New York, within Schuyler County. With a population of 2,578, this is a sparsely populated ZIP code with a middle-aged community — the median age is 44.5 years. Economically, 14865 is a working-class ZIP code: the median household income of $50,227 is below the national average.
Real estate in ZIP code 14865 represents one of the more affordable housing markets in the country. The median home value of $135,300 is well below the national average. Renters can expect to pay around $740 per month in median rent. Homeownership is strong here — 75.2% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 14% since 2019.
The population of 14865 is primarily White (92.13%). Residents are moderately educated — 32.5% hold a bachelor's degree or higher, which is below the national average. Poverty affects a significant share of residents at 24.8%. Household income has grown by 15% since 2019.
The unemployment rate in 14865 stands at 13.1%, which is more than double the national average. As in most parts of the country, driving alone is the dominant commute mode at 83%.
Overall, ZIP code 14865 in Montour Falls, NY is characterized as working-class, moderately educated, a middle-aged community, and predominantly owner-occupied. With 2,578 residents, a median household income of $50,227, and a median home value of $135,300, it offers a clear picture of life in this part of New York.