| ZIP Code | 14813 |
|---|---|
| City | Belmont |
| State | New York (NY) |
| County | Allegany County |
| Area Code | 585 |
| Elevation | 1,751 ft |
| Latitude | 42.252647 |
|---|---|
| Longitude | -77.995104 |
| Timezone | New York (DST) |
| FIPS | 36003 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 45.4 yrs ↑ 5% since 2019 |
|---|---|
| Avg Household Size | 2.48 |
| Below Poverty | 14.8% ▲ 48% above avg |
| College Grads | 36.2% ≈ Avg |
| Unemployment | 5.3% ▲ 9% above avg |
| No HS Diploma | 16 (0.9%) |
| HS Graduate | 625 (36.8%) |
| Some College | 207 (12.2%) |
| Associates | 236 (13.9%) |
| Bachelors | 244 (14.4%) |
| Graduate Degree | 370 (21.8%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $68,750 ▼ 10% below avg ↑ 44% since 2019 |
|---|---|
| Median Home Value | $89,900 ▼ 68% below avg ↑ 25% since 2019 |
| Home/Income Ratio | 1.3x (nat avg ~3.5x) |
| Median Rent | $688/mo ↑ 11% since 2019 |
| Total Units | 1,274 |
| Vacant Units | 321 |
| Avg HH Size | 2.48 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 1,274 |
|---|---|
| Vacant | 321 |
| Owner Occupied | 82.2% |
| Renter Occupied | 17.8% |
| Avg HH Size | 2.48 |
ZIP code 14813 is located in Belmont, New York, within Allegany County. With a population of 2,465, this is a sparsely populated ZIP code with a mature community — the median age is 45.4 years. Economically, 14813 is a solidly middle-class ZIP code: the median household income of $68,750 is near the national average.
Real estate in ZIP code 14813 represents one of the more affordable housing markets in the country. The median home value of $89,900 is well below the national average. Renters can expect to pay around $688 per month in median rent. Homeownership is strong here — 82.2% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 25% since 2019.
The population of 14813 is primarily White (97.00%). Residents are moderately educated — 36.2% hold a bachelor's degree or higher, which is near the national average. Poverty affects some residents at 14.8%. Household income has grown by 44% since 2019.
The unemployment rate in 14813 stands at 5.3%, which is near the national average. As in most parts of the country, driving alone is the dominant commute mode at 86%.
Overall, ZIP code 14813 in Belmont, NY is characterized as solidly middle-class, moderately educated, a mature community, and predominantly owner-occupied. With 2,465 residents, a median household income of $68,750, and a median home value of $89,900, it offers a clear picture of life in this part of New York.