| ZIP Code | 13092 |
|---|---|
| City | Locke |
| State | New York (NY) |
| County | Cayuga County |
| Area Code | 315/680 |
| Elevation | 1,222 ft |
| Latitude | 42.651791 |
|---|---|
| Longitude | -76.426069 |
| Timezone | New York (DST) |
| FIPS | 36011 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 38.3 yrs ↓ 12% since 2019 |
|---|---|
| Avg Household Size | 2.67 |
| Below Poverty | 23.1% ▲ 131% above avg |
| College Grads | 30.4% ▼ 21% below avg |
| Unemployment | 1.0% ▼ 80% below avg |
| No HS Diploma | 12 (0.8%) |
| HS Graduate | 616 (40.3%) |
| Some College | 212 (13.9%) |
| Associates | 223 (14.6%) |
| Bachelors | 161 (10.5%) |
| Graduate Degree | 304 (19.9%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $64,453 ▼ 16% below avg ↓ 5% since 2019 |
|---|---|
| Median Home Value | $174,100 ▼ 38% below avg ↑ 43% since 2019 |
| Home/Income Ratio | 2.7x (nat avg ~3.5x) |
| Median Rent | $1,102/mo ↑ 38% since 2019 |
| Total Units | 1,116 |
| Vacant Units | 101 |
| Avg HH Size | 2.67 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 1,116 |
|---|---|
| Vacant | 101 |
| Owner Occupied | 82.4% |
| Renter Occupied | 17.6% |
| Avg HH Size | 2.67 |
ZIP code 13092 is located in Locke, New York, within Cayuga County. With a population of 2,707, this is a sparsely populated ZIP code with a middle-aged community — the median age is 38.3 years. Economically, 13092 is a solidly middle-class ZIP code: the median household income of $64,453 is below the national average.
Real estate in ZIP code 13092 represents an affordable housing market. The median home value of $174,100 is below the national average. Renters can expect to pay around $1,102 per month in median rent. Homeownership is strong here — 82.4% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 43% since 2019.
The population of 13092 is primarily White (83.04%). Residents are moderately educated — 30.4% hold a bachelor's degree or higher, which is below the national average. Poverty affects a significant share of residents at 23.1%. Household income has declined by 5% since 2019.
The unemployment rate in 13092 stands at 1.0%, which is well below the national average. As in most parts of the country, driving alone is the dominant commute mode at 78%.
Overall, ZIP code 13092 in Locke, NY is characterized as solidly middle-class, moderately educated, a middle-aged community, and predominantly owner-occupied. With 2,707 residents, a median household income of $64,453, and a median home value of $174,100, it offers a clear picture of life in this part of New York.