| ZIP Code | 12732 |
|---|---|
| City | Eldred |
| State | New York (NY) |
| County | Sullivan County |
| Area Code | 329/845 |
| Elevation | 1,236 ft |
| Latitude | 41.554808 |
|---|---|
| Longitude | -74.873913 |
| Timezone | New York (DST) |
| FIPS | 36105 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 62.5 yrs ↑ 8% since 2019 |
|---|---|
| Avg Household Size | 1.74 |
| Below Poverty | 5.8% ▼ 42% below avg |
| College Grads | 40.7% ≈ Avg |
| Unemployment | 11.3% ▲ 132% above avg |
| HS Graduate | 272 (37.6%) |
| Some College | 92 (12.7%) |
| Associates | 65 (9%) |
| Bachelors | 102 (14.1%) |
| Graduate Degree | 192 (26.6%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $50,375 ▼ 34% below avg |
|---|---|
| Median Home Value | $241,000 ▼ 14% below avg ↑ 40% since 2019 |
| Home/Income Ratio | 4.8x (nat avg ~3.5x) |
| Median Rent | $1,045/mo |
| Total Units | 702 |
| Vacant Units | 237 |
| Avg HH Size | 1.74 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 702 |
|---|---|
| Vacant | 237 |
| Owner Occupied | 94.6% |
| Renter Occupied | 5.4% |
| Avg HH Size | 1.74 |
ZIP code 12732 is located in Eldred, New York, within Sullivan County. With a population of 810, this is a sparsely populated ZIP code with an older community — the median age is 62.5 years. Economically, 12732 is a working-class ZIP code: the median household income of $50,375 is below the national average.
Real estate in ZIP code 12732 represents an affordable housing market. The median home value of $241,000 is near the national average. Renters can expect to pay around $1,045 per month in median rent. Homeownership is strong here — 94.6% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 40% since 2019.
The population of 12732 is primarily White (83.21%). Residents are well-educated — 40.7% hold a bachelor's degree or higher, which is near the national average. Poverty affects a relatively small share of residents at 5.8%.
The unemployment rate in 12732 stands at 11.3%, which is more than double the national average. As in most parts of the country, driving alone is the dominant commute mode at 72%.
Overall, ZIP code 12732 in Eldred, NY is characterized as working-class, well-educated, an older community, and predominantly owner-occupied. With 810 residents, a median household income of $50,375, and a median home value of $241,000, it offers a clear picture of life in this part of New York.