| ZIP Code | 10990 |
|---|---|
| City | Warwick |
| State | New York (NY) |
| County | Orange County |
| Area Code | 329/845 |
| Elevation | 526 ft |
| Latitude | 41.267448 |
|---|---|
| Longitude | -74.364011 |
| Timezone | New York (DST) |
| FIPS | 36071 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 46.7 yrs |
|---|---|
| Avg Household Size | 2.60 |
| Below Poverty | 4.7% ▼ 53% below avg |
| College Grads | 59.1% ▲ 53% above avg |
| Unemployment | 3.5% ▼ 28% below avg |
| No HS Diploma | 176 (1.2%) |
| HS Graduate | 2,663 (18.5%) |
| Some College | 1,337 (9.3%) |
| Associates | 1,696 (11.8%) |
| Bachelors | 1,289 (9%) |
| Graduate Degree | 7,199 (50.1%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $123,199 ▲ 61% above avg ↑ 19% since 2019 |
|---|---|
| Median Home Value | $462,100 ▲ 66% above avg ↑ 29% since 2019 |
| Home/Income Ratio | 3.8x (nat avg ~3.5x) |
| Median Rent | $1,387/mo ↑ 25% since 2019 |
| Total Units | 8,394 |
| Vacant Units | 620 |
| Avg HH Size | 2.60 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 8,394 |
|---|---|
| Vacant | 620 |
| Owner Occupied | 77.4% |
| Renter Occupied | 22.7% |
| Avg HH Size | 2.60 |
ZIP code 10990 is located in Warwick, New York, within Orange County. With a population of 20,370, this is a moderately populated ZIP code with a mature community — the median age is 46.7 years. Economically, 10990 is a upper-middle-income ZIP code: the median household income of $123,199 is significantly above the national average.
Real estate in ZIP code 10990 represents a premium housing market. The median home value of $462,100 is significantly above the national average. Renters can expect to pay around $1,387 per month in median rent. Homeownership is strong here — 77.4% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 29% since 2019.
The population of 10990 is primarily White (83.83%). Residents are well-educated — 59.1% hold a bachelor's degree or higher, which is significantly above the national average. Poverty affects a relatively small share of residents at 4.7%. Household income has grown by 19% since 2019.
The unemployment rate in 10990 stands at 3.5%, which is below the national average. About 18% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 71%.
Overall, ZIP code 10990 in Warwick, NY is characterized as upper-middle-income, well-educated, a mature community, and predominantly owner-occupied. With 20,370 residents, a median household income of $123,199, and a median home value of $462,100, it offers a clear picture of life in this part of New York.