| ZIP Code | 10989 |
|---|---|
| City | Valley Cottage |
| State | New York (NY) |
| County | Rockland County |
| Area Code | 329/845 |
| Elevation | 264 ft |
| Latitude | 41.122955 |
|---|---|
| Longitude | -73.938031 |
| Timezone | New York (DST) |
| FIPS | 36087 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 49.1 yrs |
|---|---|
| Avg Household Size | 2.57 |
| Below Poverty | 3.0% ▼ 70% below avg |
| College Grads | 68.6% ▲ 77% above avg |
| Unemployment | 10.0% ▲ 105% above avg |
| No HS Diploma | 54 (0.9%) |
| HS Graduate | 1,070 (16.8%) |
| Some College | 439 (6.9%) |
| Associates | 434 (6.8%) |
| Bachelors | 662 (10.4%) |
| Graduate Degree | 3,693 (58.1%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $131,501 ▲ 72% above avg ↑ 16% since 2019 |
|---|---|
| Median Home Value | $512,700 ▲ 84% above avg ↑ 25% since 2019 |
| Home/Income Ratio | 3.9x (nat avg ~3.5x) |
| Median Rent | $2,017/mo ↓ 3% since 2019 |
| Total Units | 3,379 |
| Vacant Units | 200 |
| Avg HH Size | 2.57 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 3,379 |
|---|---|
| Vacant | 200 |
| Owner Occupied | 88.4% |
| Renter Occupied | 11.6% |
| Avg HH Size | 2.57 |
ZIP code 10989 is located in Valley Cottage, New York, within Rockland County. With a population of 8,410, this is a lightly populated ZIP code with a mature community — the median age is 49.1 years. Economically, 10989 is a upper-middle-income ZIP code: the median household income of $131,501 is significantly above the national average.
Real estate in ZIP code 10989 represents a premium housing market. The median home value of $512,700 is significantly above the national average. Renters can expect to pay around $2,017 per month in median rent. Homeownership is strong here — 88.4% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 25% since 2019.
The population of 10989 is majority White (67.19%). Residents are highly educated — 68.6% hold a bachelor's degree or higher, which is significantly above the national average. Poverty affects a relatively small share of residents at 3.0%. Household income has grown by 16% since 2019.
The unemployment rate in 10989 stands at 10.0%, which is more than double the national average. About 19% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 68%.
Overall, ZIP code 10989 in Valley Cottage, NY is characterized as upper-middle-income, highly educated, a mature community, and predominantly owner-occupied. With 8,410 residents, a median household income of $131,501, and a median home value of $512,700, it offers a clear picture of life in this part of New York.