| ZIP Code | 10963 |
|---|---|
| City | Otisville |
| State | New York (NY) |
| County | Orange County |
| Area Code | 329/845 |
| Elevation | 824 ft |
| Latitude | 41.466587 |
|---|---|
| Longitude | -74.540707 |
| Timezone | New York (DST) |
| FIPS | 36071 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 43.5 yrs ↑ 6% since 2019 |
|---|---|
| Avg Household Size | 2.39 |
| Below Poverty | 5.9% ▼ 41% below avg |
| College Grads | 39.4% ≈ Avg |
| Unemployment | 0.8% ▼ 83% below avg |
| No HS Diploma | 10 (0.4%) |
| HS Graduate | 712 (30.7%) |
| Some College | 396 (17.1%) |
| Associates | 290 (12.5%) |
| Bachelors | 393 (16.9%) |
| Graduate Degree | 521 (22.4%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $79,265 ≈ Avg ↑ 4% since 2019 |
|---|---|
| Median Home Value | $313,400 ▲ 12% above avg ↑ 54% since 2019 |
| Home/Income Ratio | 4.0x (nat avg ~3.5x) |
| Median Rent | $925/mo ↓ 26% since 2019 |
| Total Units | 1,281 |
| Vacant Units | 103 |
| Avg HH Size | 2.39 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 1,281 |
|---|---|
| Vacant | 103 |
| Owner Occupied | 67.8% |
| Renter Occupied | 32.2% |
| Avg HH Size | 2.39 |
ZIP code 10963 is located in Otisville, New York, within Orange County. With a population of 3,940, this is a sparsely populated ZIP code with a middle-aged community — the median age is 43.5 years. Economically, 10963 is a middle-income ZIP code: the median household income of $79,265 is near the national average.
Real estate in ZIP code 10963 represents a mid-range housing market. The median home value of $313,400 is near the national average. Renters can expect to pay around $925 per month in median rent. Homeownership is strong here — 67.8% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 54% since 2019.
The population of 10963 is majority White (53.81%). Residents are moderately educated — 39.4% hold a bachelor's degree or higher, which is near the national average. Poverty affects a relatively small share of residents at 5.9%. Household income has grown by 4% since 2019.
The unemployment rate in 10963 stands at 0.8%, which is well below the national average. About 16% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 80%.
Overall, ZIP code 10963 in Otisville, NY is characterized as middle-income, moderately educated, a middle-aged community, and predominantly owner-occupied. With 3,940 residents, a median household income of $79,265, and a median home value of $313,400, it offers a clear picture of life in this part of New York.