| ZIP Code | 10550 |
|---|---|
| City | Mount Vernon |
| State | New York (NY) |
| County | Westchester County |
| Area Code | 914 |
| Elevation | 152 ft |
| Latitude | 40.905448 |
|---|---|
| Longitude | -73.835253 |
| Timezone | New York (DST) |
| FIPS | 36119 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 40.1 yrs ↑ 8% since 2019 |
|---|---|
| Avg Household Size | 2.51 |
| Below Poverty | 18.3% ▲ 83% above avg |
| College Grads | 32.5% ▼ 16% below avg |
| Unemployment | 7.8% ▲ 60% above avg |
| No HS Diploma | 865 (3.3%) |
| HS Graduate | 8,779 (33.7%) |
| Some College | 3,617 (13.9%) |
| Associates | 4,295 (16.5%) |
| Bachelors | 2,041 (7.8%) |
| Graduate Degree | 6,421 (24.7%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $56,903 ▼ 25% below avg ↑ 15% since 2019 |
|---|---|
| Median Home Value | $482,600 ▲ 73% above avg ↑ 35% since 2019 |
| Home/Income Ratio | 8.5x (nat avg ~3.5x) |
| Median Rent | $1,451/mo ↑ 11% since 2019 |
| Total Units | 16,865 |
| Vacant Units | 1,028 |
| Avg HH Size | 2.51 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 16,865 |
|---|---|
| Vacant | 1,028 |
| Owner Occupied | 27.8% |
| Renter Occupied | 72.3% |
| Avg HH Size | 2.51 |
ZIP code 10550 is located in Mount Vernon, New York, within Westchester County. With a population of 40,072, this is a highly populated ZIP code with a middle-aged community — the median age is 40.1 years. Economically, 10550 is a solidly middle-class ZIP code: the median household income of $56,903 is below the national average.
Real estate in ZIP code 10550 represents a premium housing market. The median home value of $482,600 is significantly above the national average. Renters can expect to pay around $1,451 per month in median rent. This is predominantly a renter community, with 72.3% of occupied units rented — typical of urban and transitional neighborhoods. Median home values have increased by 35% since 2019.
The population of 10550 is majority Black (66.04%). Residents are moderately educated — 32.5% hold a bachelor's degree or higher, which is below the national average. Poverty affects some residents at 18.3%. Household income has grown by 15% since 2019.
The unemployment rate in 10550 stands at 7.8%, which is significantly above the national average. As in most parts of the country, driving alone is the dominant commute mode at 48%.
Overall, ZIP code 10550 in Mount Vernon, NY is characterized as solidly middle-class, moderately educated, and a middle-aged community. With 40,072 residents, a median household income of $56,903, and a median home value of $482,600, it offers a clear picture of life in this part of New York.