| ZIP Code | 10524 |
|---|---|
| City | Garrison |
| State | New York (NY) |
| County | Putnam County |
| Area Code | 329/845 |
| Elevation | 586 ft |
| Latitude | 41.375325 |
|---|---|
| Longitude | -73.926217 |
| Timezone | New York (DST) |
| FIPS | 36079 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 49.9 yrs ↑ 5% since 2019 |
|---|---|
| Avg Household Size | 2.47 |
| Below Poverty | 8.6% ▼ 14% below avg |
| College Grads | 58.4% ▲ 51% above avg |
| Unemployment | 5.3% ▲ 9% above avg |
| No HS Diploma | 60 (1.9%) |
| HS Graduate | 742 (23.6%) |
| Some College | 181 (5.7%) |
| Associates | 328 (10.4%) |
| Bachelors | 195 (6.2%) |
| Graduate Degree | 1,642 (52.2%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $125,568 ▲ 65% above avg |
|---|---|
| Median Home Value | $549,600 ▲ 97% above avg ↑ 16% since 2019 |
| Home/Income Ratio | 4.4x (nat avg ~3.5x) |
| Median Rent | $2,313/mo ↑ 63% since 2019 |
| Total Units | 1,850 |
| Vacant Units | 237 |
| Avg HH Size | 2.47 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 1,850 |
|---|---|
| Vacant | 237 |
| Owner Occupied | 82.6% |
| Renter Occupied | 17.4% |
| Avg HH Size | 2.47 |
ZIP code 10524 is located in Garrison, New York, within Putnam County. With a population of 4,298, this is a lightly populated ZIP code with a mature community — the median age is 49.9 years. Economically, 10524 is a upper-middle-income ZIP code: the median household income of $125,568 is significantly above the national average.
Real estate in ZIP code 10524 represents a premium housing market. The median home value of $549,600 is significantly above the national average. Renters can expect to pay around $2,313 per month in median rent. Homeownership is strong here — 82.6% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 16% since 2019.
The population of 10524 is primarily White (84.53%). Residents are well-educated — 58.4% hold a bachelor's degree or higher, which is significantly above the national average. Poverty affects a relatively small share of residents at 8.6%.
The unemployment rate in 10524 stands at 5.3%, which is near the national average. About 25% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 64%.
Overall, ZIP code 10524 in Garrison, NY is characterized as upper-middle-income, well-educated, a mature community, and predominantly owner-occupied. With 4,298 residents, a median household income of $125,568, and a median home value of $549,600, it offers a clear picture of life in this part of New York.