| ZIP Code | 07738 |
|---|---|
| City | Lincroft |
| State | New Jersey (NJ) |
| County | Monmouth County |
| Area Code | 732/848 |
| Elevation | 48 ft |
| Latitude | 40.335361 |
|---|---|
| Longitude | -74.132723 |
| Timezone | New York (DST) |
| FIPS | 34025 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 43.4 yrs ↓ 2% since 2019 |
|---|---|
| Avg Household Size | 2.79 |
| Below Poverty | 2.2% ▼ 78% below avg |
| College Grads | 68.2% ▲ 76% above avg |
| Unemployment | 7.4% ▲ 51% above avg |
| No HS Diploma | 6 (0.1%) |
| HS Graduate | 890 (19.3%) |
| Some College | 364 (7.9%) |
| Associates | 211 (4.6%) |
| Bachelors | 259 (5.6%) |
| Graduate Degree | 2,890 (62.6%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $168,945 ▲ 121% above avg ↑ 11% since 2019 |
|---|---|
| Median Home Value | $719,000 ▲ 158% above avg ↑ 24% since 2019 |
| Home/Income Ratio | 4.3x (nat avg ~3.5x) |
| Median Rent | $843/mo ↑ 101% since 2019 |
| Total Units | 2,445 |
| Avg HH Size | 2.79 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 2,445 |
|---|---|
| Owner Occupied | 88.3% |
| Renter Occupied | 11.7% |
| Avg HH Size | 2.79 |
ZIP code 07738 is located in Lincroft, New Jersey, within Monmouth County. With a population of 6,901, this is a lightly populated ZIP code with a middle-aged community — the median age is 43.4 years. Economically, 07738 is a affluent ZIP code: the median household income of $168,945 is more than double the national average.
Real estate in ZIP code 07738 represents a premium housing market. The median home value of $719,000 is more than double the national average. Renters can expect to pay around $843 per month in median rent. Homeownership is strong here — 88.3% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 24% since 2019.
The population of 07738 is primarily White (84.63%). Residents are highly educated — 68.2% hold a bachelor's degree or higher, which is significantly above the national average. Poverty affects a relatively small share of residents at 2.2%. Household income has grown by 11% since 2019.
The unemployment rate in 07738 stands at 7.4%, which is significantly above the national average. About 20% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 65%.
Overall, ZIP code 07738 in Lincroft, NJ is characterized as affluent, highly educated, a middle-aged community, and predominantly owner-occupied. With 6,901 residents, a median household income of $168,945, and a median home value of $719,000, it offers a clear picture of life in this part of New Jersey.