| ZIP Code | 07748 |
|---|---|
| City | Middletown |
| State | New Jersey (NJ) |
| County | Monmouth County |
| Area Code | 732/848/908 |
| Elevation | 94 ft |
| Latitude | 40.3963 |
|---|---|
| Longitude | -74.115274 |
| Timezone | New York (DST) |
| FIPS | 34025 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 43.5 yrs |
|---|---|
| Avg Household Size | 2.76 |
| Below Poverty | 4.4% ▼ 56% below avg |
| College Grads | 59.2% ▲ 53% above avg |
| Unemployment | 5.6% ▲ 14% above avg |
| No HS Diploma | 262 (1.4%) |
| HS Graduate | 4,033 (21.5%) |
| Some College | 1,526 (8.2%) |
| Associates | 1,825 (9.8%) |
| Bachelors | 1,372 (7.3%) |
| Graduate Degree | 9,697 (51.8%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $152,488 ▲ 100% above avg ↑ 26% since 2019 |
|---|---|
| Median Home Value | $568,000 ▲ 104% above avg ↑ 25% since 2019 |
| Home/Income Ratio | 3.7x (nat avg ~3.5x) |
| Median Rent | $1,483/mo ↑ 5% since 2019 |
| Total Units | 10,446 |
| Vacant Units | 217 |
| Avg HH Size | 2.76 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 10,446 |
|---|---|
| Vacant | 217 |
| Owner Occupied | 87.3% |
| Renter Occupied | 12.7% |
| Avg HH Size | 2.76 |
ZIP code 07748 is located in Middletown, New Jersey, within Monmouth County. With a population of 28,288, this is a moderately populated ZIP code with a middle-aged community — the median age is 43.5 years. Economically, 07748 is a affluent ZIP code: the median household income of $152,488 is significantly above the national average.
Real estate in ZIP code 07748 represents a premium housing market. The median home value of $568,000 is more than double the national average. Renters can expect to pay around $1,483 per month in median rent. Homeownership is strong here — 87.3% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 25% since 2019.
The population of 07748 is primarily White (81.69%). Residents are well-educated — 59.2% hold a bachelor's degree or higher, which is significantly above the national average. Poverty affects a relatively small share of residents at 4.4%. Household income has grown by 26% since 2019.
The unemployment rate in 07748 stands at 5.6%, which is near the national average. About 18% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 68%.
Overall, ZIP code 07748 in Middletown, NJ is characterized as affluent, well-educated, a middle-aged community, and predominantly owner-occupied. With 28,288 residents, a median household income of $152,488, and a median home value of $568,000, it offers a clear picture of life in this part of New Jersey.