| ZIP Code | 07731 |
|---|---|
| City | Howell |
| State | New Jersey (NJ) |
| County | Monmouth County |
| Area Code | 732/848 |
| Elevation | 73 ft |
| Latitude | 40.149537 |
|---|---|
| Longitude | -74.203987 |
| Timezone | New York (DST) |
| FIPS | 34025 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 38.9 yrs |
|---|---|
| Avg Household Size | 2.90 |
| Below Poverty | 7.4% ▼ 26% below avg |
| College Grads | 50.3% ▲ 30% above avg |
| Unemployment | 4.7% ≈ Avg |
| No HS Diploma | 247 (1%) |
| HS Graduate | 7,314 (28.2%) |
| Some College | 2,468 (9.5%) |
| Associates | 2,868 (11%) |
| Bachelors | 1,990 (7.7%) |
| Graduate Degree | 11,081 (42.7%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $130,064 ▲ 70% above avg ↑ 19% since 2019 |
|---|---|
| Median Home Value | $454,900 ▲ 63% above avg ↑ 35% since 2019 |
| Home/Income Ratio | 3.5x (nat avg ~3.5x) |
| Median Rent | $2,619/mo ↑ 76% since 2019 |
| Total Units | 14,102 |
| Vacant Units | 347 |
| Avg HH Size | 2.90 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 14,102 |
|---|---|
| Vacant | 347 |
| Owner Occupied | 90.5% |
| Renter Occupied | 9.5% |
| Avg HH Size | 2.90 |
ZIP code 07731 is located in Howell, New Jersey, within Monmouth County. With a population of 39,924, this is a highly populated ZIP code with a middle-aged community — the median age is 38.9 years. Economically, 07731 is a upper-middle-income ZIP code: the median household income of $130,064 is significantly above the national average.
Real estate in ZIP code 07731 represents a premium housing market. The median home value of $454,900 is significantly above the national average. Renters can expect to pay around $2,619 per month in median rent. Homeownership is strong here — 90.5% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 35% since 2019.
The population of 07731 is primarily White (72.76%). Residents are well-educated — 50.3% hold a bachelor's degree or higher, which is above the national average. Poverty affects a relatively small share of residents at 7.4%. Household income has grown by 19% since 2019.
The unemployment rate in 07731 stands at 4.7%, which is near the national average. About 15% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 73%.
Overall, ZIP code 07731 in Howell, NJ is characterized as upper-middle-income, well-educated, a middle-aged community, and predominantly owner-occupied. With 39,924 residents, a median household income of $130,064, and a median home value of $454,900, it offers a clear picture of life in this part of New Jersey.