| ZIP Code | 07728 |
|---|---|
| City | Freehold |
| State | New Jersey (NJ) |
| County | Monmouth County |
| Area Code | 732/848/908 |
| Elevation | 143 ft |
| Latitude | 40.225793 |
|---|---|
| Longitude | -74.285785 |
| Timezone | New York (DST) |
| FIPS | 34025 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 41.7 yrs |
|---|---|
| Avg Household Size | 2.71 |
| Below Poverty | 7.3% ▼ 27% below avg |
| College Grads | 56.2% ▲ 45% above avg |
| Unemployment | 4.1% ▼ 16% below avg |
| No HS Diploma | 638 (1.8%) |
| HS Graduate | 8,829 (24.8%) |
| Some College | 2,572 (7.2%) |
| Associates | 3,554 (10%) |
| Bachelors | 3,106 (8.7%) |
| Graduate Degree | 16,921 (47.5%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $107,042 ▲ 40% above avg ↑ 17% since 2019 |
|---|---|
| Median Home Value | $490,000 ▲ 76% above avg ↑ 29% since 2019 |
| Home/Income Ratio | 4.6x (nat avg ~3.5x) |
| Median Rent | $1,941/mo ↑ 16% since 2019 |
| Total Units | 21,150 |
| Vacant Units | 637 |
| Avg HH Size | 2.71 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 21,150 |
|---|---|
| Vacant | 637 |
| Owner Occupied | 77.1% |
| Renter Occupied | 22.9% |
| Avg HH Size | 2.71 |
ZIP code 07728 is located in Freehold, New Jersey, within Monmouth County. With a population of 56,623, this is a highly populated ZIP code with a middle-aged community — the median age is 41.7 years. Economically, 07728 is a upper-middle-income ZIP code: the median household income of $107,042 is above the national average.
Real estate in ZIP code 07728 represents a premium housing market. The median home value of $490,000 is significantly above the national average. Renters can expect to pay around $1,941 per month in median rent. Homeownership is strong here — 77.1% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 29% since 2019.
The population of 07728 is majority White (67.03%). Residents are well-educated — 56.2% hold a bachelor's degree or higher, which is above the national average. Poverty affects a relatively small share of residents at 7.3%. Household income has grown by 17% since 2019.
The unemployment rate in 07728 stands at 4.1%, which is below the national average. About 19% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 64%.
Overall, ZIP code 07728 in Freehold, NJ is characterized as upper-middle-income, well-educated, a middle-aged community, and predominantly owner-occupied. With 56,623 residents, a median household income of $107,042, and a median home value of $490,000, it offers a clear picture of life in this part of New Jersey.