US ZIP Code
07646

New Milford, NJ

Bergen County  ·  New Jersey

● Active
👥 16,882 Population ↑ 2% since 2019
💰 $113,513 Median HH Income
▲ 49% above avg ↑ 20% since 2019
🎂 39.5 Median Age ↓ 3% since 2019
🏠 $554,800 Median Home Value
▲ 99% above avg ↑ 30% since 2019
🎓 58.5% College Grads
▲ 51% above avg
📊 6.4% Unemployment
▲ 31% above avg ↑ 39% since 2019
ZIP Code Details
ZIP Code07646
CityNew Milford
StateNew Jersey (NJ)
CountyBergen County
Area Code201/551
Elevation29 ft
Latitude40.934161
Longitude-74.019453
TimezoneNew York (DST)
FIPS34003
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 48.5% (8,191) Female 51.5% (8,691) ♀

Race & Ethnicity

White: 47.6%Hispanic: 22.1%Black: 4.7%Asian: 20.5%Other: 3.8%Race
White47.6%
Hispanic22.1%
Black4.7%
Asian20.5%
Other3.8%

Age Breakdown

Under 5
7%
5–17
16%
18–24
7%
25–44
27%
45–64
27%
65+
6%

Key Indicators

Median Age39.5 yrs ↓ 3% since 2019
Avg Household Size2.71
Below Poverty4.6% ▼ 54% below avg
College Grads58.5% ▲ 51% above avg
Unemployment6.4% ▲ 31% above avg
No HS Diploma157 (1.4%)
HS Graduate2,275 (20.2%)
Some College1,034 (9.2%)
Associates1,214 (10.8%)
Bachelors1,090 (9.7%)
Graduate Degree5,516 (48.9%)

Education

No HS: 1.4%HS Grad: 20.2%Some College: 9.2%Associates: 10.8%Bachelors: 9.7%Graduate: 48.9%Edu
No HS1.4%
HS Grad20.2%
Some College9.2%
Associates10.8%
Bachelors9.7%
Graduate48.9%
Housing & Income

Housing Tenure

Owner: 62.7%Renter: 37.3%Tenure
Owner62.7%
Renter37.3%

Home Value Distribution

Under $50k
2%
$50k–100k
1%
$100k–150k
0%
$200k–300k
1%
$300k–500k
34%
Over $500k
62%

Financials

Median HH Income$113,513 ▲ 49% above avg ↑ 20% since 2019
Median Home Value$554,800 ▲ 99% above avg ↑ 30% since 2019
Home/Income Ratio4.9x (nat avg ~3.5x)
Median Rent$1,722/mo ↑ 20% since 2019
Total Units6,428
Vacant Units271
Avg HH Size2.71

Income Distribution

Under $25k
8%
$25k–50k
11%
$50k–75k
12%
$75k–100k
14%
$100k–150k
18%
$150k–200k
12%
Over $200k
25%
Employment & Commute

How People Get to Work

Drove Alone
73%
Public Transit
9%
Walked
1%
Work From Home
16%

Commute Time

Under 15 min
18%
15–30 min
39%
30–45 min
19%
Over 45 min
24%
Housing Stock

Year Built

Before 1940
11%
1940s–1950s
29%
1960s–1970s
4%
1980s–1990s
1%
2000+
55%

Summary

Total Units6,428
Vacant271
Owner Occupied62.7%
Renter Occupied37.3%
Avg HH Size2.71
Frequently Asked Questions
ZIP code 07646 is in New Milford, NJ, in Bergen County.
ZIP code 07646 is located in New Jersey (NJ).
ZIP code 07646 is in Bergen County, NJ.
ZIP 07646 observes the New York timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 07646 is 16,882 people (ACS 2023).
The median household income in ZIP code 07646 is $113,513 (ACS 2023).
The median home value in ZIP 07646 is $554,800 (ACS 2023).
About ZIP Code 07646

ZIP code 07646 is located in New Milford, New Jersey, within Bergen County. With a population of 16,882, this is a moderately populated ZIP code with a middle-aged community — the median age is 39.5 years. Economically, 07646 is a upper-middle-income ZIP code: the median household income of $113,513 is above the national average.

Real estate in ZIP code 07646 represents a premium housing market. The median home value of $554,800 is significantly above the national average. Renters can expect to pay around $1,722 per month in median rent. Homeownership is strong here — 62.7% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 30% since 2019.

The population of 07646 is racially diverse, with White as the largest group at 47.6%. Residents are well-educated — 58.5% hold a bachelor's degree or higher, which is significantly above the national average. Poverty affects a relatively small share of residents at 4.6%. Household income has grown by 20% since 2019.

The unemployment rate in 07646 stands at 6.4%, which is above the national average. About 14% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 63%.

Overall, ZIP code 07646 in New Milford, NJ is characterized as upper-middle-income, well-educated, a middle-aged community, and predominantly owner-occupied. With 16,882 residents, a median household income of $113,513, and a median home value of $554,800, it offers a clear picture of life in this part of New Jersey.