| ZIP Code | 07446 |
|---|---|
| City | Ramsey |
| State | New Jersey (NJ) |
| County | Bergen County |
| Area Code | 201/551 |
| Elevation | 359 ft |
| Latitude | 41.059136 |
|---|---|
| Longitude | -74.145931 |
| Timezone | New York (DST) |
| FIPS | 34003 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 41.1 yrs ↓ 11% since 2019 |
|---|---|
| Avg Household Size | 2.79 |
| Below Poverty | 3.0% ▼ 70% below avg |
| College Grads | 78.0% ▲ 101% above avg |
| Unemployment | 2.9% ▼ 41% below avg |
| No HS Diploma | 147 (1.6%) |
| HS Graduate | 1,080 (11.6%) |
| Some College | 332 (3.6%) |
| Associates | 489 (5.3%) |
| Bachelors | 699 (7.5%) |
| Graduate Degree | 6,554 (70.5%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $164,767 ▲ 116% above avg ↑ 12% since 2019 |
|---|---|
| Median Home Value | $665,700 ▲ 139% above avg ↑ 11% since 2019 |
| Home/Income Ratio | 4.0x (nat avg ~3.5x) |
| Median Rent | $2,009/mo ↑ 22% since 2019 |
| Total Units | 5,267 |
| Vacant Units | 19 |
| Avg HH Size | 2.79 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 5,267 |
|---|---|
| Vacant | 19 |
| Owner Occupied | 83.8% |
| Renter Occupied | 16.3% |
| Avg HH Size | 2.79 |
ZIP code 07446 is located in Ramsey, New Jersey, within Bergen County. With a population of 14,722, this is a lightly populated ZIP code with a middle-aged community — the median age is 41.1 years. Economically, 07446 is a affluent ZIP code: the median household income of $164,767 is more than double the national average.
Real estate in ZIP code 07446 represents a premium housing market. The median home value of $665,700 is more than double the national average. Renters can expect to pay around $2,009 per month in median rent. Homeownership is strong here — 83.8% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 11% since 2019.
The population of 07446 is primarily White (74.11%). Residents are highly educated — 78.0% hold a bachelor's degree or higher, which is more than double the national average. Poverty affects a relatively small share of residents at 3.0%. Household income has grown by 12% since 2019.
The unemployment rate in 07446 stands at 2.9%, which is below the national average. About 22% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 64%.
Overall, ZIP code 07446 in Ramsey, NJ is characterized as affluent, highly educated, a middle-aged community, and predominantly owner-occupied. With 14,722 residents, a median household income of $164,767, and a median home value of $665,700, it offers a clear picture of life in this part of New Jersey.