US ZIP Code
07304

Jersey City, NJ

Hudson County  ·  New Jersey

● Active
👥 49,260 Population ↑ 14% since 2019
💰 $68,432 Median HH Income
▼ 10% below avg ↑ 42% since 2019
🎂 34.6 Median Age
🏠 $489,400 Median Home Value
▲ 76% above avg ↑ 61% since 2019
🎓 47.8% College Grads
▲ 23% above avg
📊 8.6% Unemployment
▲ 76% above avg
ZIP Code Details
ZIP Code07304
CityJersey City
StateNew Jersey (NJ)
CountyHudson County
Area Code201/551/862
Elevation13 ft
Latitude40.717303
Longitude-74.076352
TimezoneNew York (DST)
FIPS34017
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 49.5% (24,379) Female 50.5% (24,881) ♀

Race & Ethnicity

White: 20.1%Hispanic: 28.3%Black: 32.7%Asian: 13.5%Other: 3.7%Race
White20.1%
Hispanic28.3%
Black32.7%
Asian13.5%
Other3.7%

Age Breakdown

Under 5
7%
5–17
16%
18–24
8%
25–44
35%
45–64
23%
65+
6%

Key Indicators

Median Age34.6 yrs
Avg Household Size2.47
Below Poverty20.0% ▲ 100% above avg
College Grads47.8% ▲ 23% above avg
Unemployment8.6% ▲ 76% above avg
No HS Diploma636 (2%)
HS Graduate9,787 (30.9%)
Some College2,128 (6.7%)
Associates4,004 (12.6%)
Bachelors1,886 (5.9%)
Graduate Degree13,271 (41.8%)

Education

No HS: 2%HS Grad: 30.9%Some College: 6.7%Associates: 12.6%Bachelors: 5.9%Graduate: 41.8%Edu
No HS2.0%
HS Grad30.9%
Some College6.7%
Associates12.6%
Bachelors5.9%
Graduate41.8%
Housing & Income

Housing Tenure

Owner: 26%Renter: 74%Tenure
Owner26.0%
Renter74.0%

Home Value Distribution

Under $50k
3%
$50k–100k
0%
$100k–150k
3%
$150k–200k
5%
$200k–300k
5%
$300k–500k
36%
Over $500k
47%

Financials

Median HH Income$68,432 ▼ 10% below avg ↑ 42% since 2019
Median Home Value$489,400 ▲ 76% above avg ↑ 61% since 2019
Home/Income Ratio7.2x (nat avg ~3.5x)
Median Rent$1,572/mo ↑ 35% since 2019
Total Units21,211
Vacant Units1,370
Avg HH Size2.47

Income Distribution

Under $25k
23%
$25k–50k
13%
$50k–75k
17%
$75k–100k
14%
$100k–150k
14%
$150k–200k
9%
Over $200k
11%
Employment & Commute

How People Get to Work

Drove Alone
40%
Public Transit
37%
Walked
7%
Work From Home
16%

Commute Time

Under 15 min
14%
15–30 min
28%
30–45 min
22%
Over 45 min
36%
Housing Stock

Year Built

Before 1940
7%
1940s–1950s
9%
1960s–1970s
8%
1980s–1990s
8%
2000+
67%

Summary

Total Units21,211
Vacant1,370
Owner Occupied26.0%
Renter Occupied74.0%
Avg HH Size2.47
Frequently Asked Questions
ZIP code 07304 is in Jersey City, NJ, in Hudson County.
ZIP code 07304 is located in New Jersey (NJ).
ZIP code 07304 is in Hudson County, NJ.
ZIP 07304 observes the New York timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 07304 is 49,260 people (ACS 2023).
The median household income in ZIP code 07304 is $68,432 (ACS 2023).
The median home value in ZIP 07304 is $489,400 (ACS 2023).
About ZIP Code 07304

ZIP code 07304 is located in Jersey City, New Jersey, within Hudson County. With a population of 49,260, this is a highly populated ZIP code with a relatively young community — the median age is 34.6 years. Economically, 07304 is a solidly middle-class ZIP code: the median household income of $68,432 is near the national average.

Real estate in ZIP code 07304 represents a premium housing market. The median home value of $489,400 is significantly above the national average. Renters can expect to pay around $1,572 per month in median rent. This is predominantly a renter community, with 74.0% of occupied units rented — typical of urban and transitional neighborhoods. Median home values have increased by 61% since 2019.

The population of 07304 is racially diverse, with Black as the largest group at 32.7%. Residents are well-educated — 47.8% hold a bachelor's degree or higher, which is above the national average. Poverty affects some residents at 20.0%. Household income has grown by 42% since 2019.

The unemployment rate in 07304 stands at 8.6%, which is significantly above the national average. About 15% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 36%.

Overall, ZIP code 07304 in Jersey City, NJ is characterized as solidly middle-class, well-educated, and a relatively young community. With 49,260 residents, a median household income of $68,432, and a median home value of $489,400, it offers a clear picture of life in this part of New Jersey.